http://www.artipot.com/dir/finance/personal-finance/ Latest Personal Finance articles from Artipot - your one-stop resource for free articles. http://www.artipot.com/articles/191668/how-to-get-a-fast-payday-loan-with-no-debit-card.htm If you are new to borrowing money then you probably know you can get a loan from your local bank. But did you know you could get a fast short term loan to get you out of an immediate financial fix. Wed, 27 Aug 2008 00:49:53 +0000 http://www.artipot.com/articles/191668/how-to-get-a-fast-payday-loan-with-no-debit-card.htm http://www.artipot.com/articles/191626/identity-theft-statistics-are-extremely-alarming.htm Identify theft is quite common in the United States, much more common than many of us think. Actually it is one of the fastest rising crimes in America, to make matters worse not only is it one of the most difficult to detect but one of the hardest to solve. Tue, 26 Aug 2008 23:09:30 +0000 http://www.artipot.com/articles/191626/identity-theft-statistics-are-extremely-alarming.htm http://www.artipot.com/articles/191474/how-to-create-more-income.htm Very few of us focus on increasing our income in hard times, which is exactly what we should do. Creating more income is also a more positive approach than merely cutting back our spending. Tue, 26 Aug 2008 18:42:12 +0000 http://www.artipot.com/articles/191474/how-to-create-more-income.htm http://www.artipot.com/articles/191049/timeshares-affordable-part-time-ownership-with-a-twist.htm If full-time ownership, plus the responsibilities and liabilities the come with it are too much for you, you may opt for a time share instead. Time shares part-time ownerships that allow you to share in the costs and responsibilities for a property. This works well because you do not have to shoulder the burden of paying for and maintaining a property by yourself. Tue, 26 Aug 2008 05:28:18 +0000 http://www.artipot.com/articles/191049/timeshares-affordable-part-time-ownership-with-a-twist.htm http://www.artipot.com/articles/189692/how-to-live-within-your-means.htm There is a simple, effective formula that everyone can apply to easily manage their finances. I call this the 40%-30%-20%-10% rule. This formula is used to measure your expenditure and cash outflows. You divide your expenditure into four categories and calculate the total of each category as a percentage of your net (after tax) income. Sat, 23 Aug 2008 01:31:46 +0000 http://www.artipot.com/articles/189692/how-to-live-within-your-means.htm http://www.artipot.com/articles/189126/rules-for-investing-how-to-build-a-portfolio-of-safe-secure-investments.htm In order to invest wisely, you need to have a suitable investment plan that will ensure the appropriate amount of growth for you. Your investments will also need to be safe and easy to manage. Fri, 22 Aug 2008 03:34:55 +0000 http://www.artipot.com/articles/189126/rules-for-investing-how-to-build-a-portfolio-of-safe-secure-investments.htm http://www.artipot.com/articles/189077/know-your-finances-the-1st-step-towards-financial-freedom.htm One of the greatest mistakes you can make in managing money is not knowing where your money is going. About 90% of people who come to see me do not know exactly how they spend their money. Some may have small notebooks where they scrawl their monthly accounts but when they start to put everything down on paper, they are always surprised, if not shocked, to see the real state... Fri, 22 Aug 2008 02:08:25 +0000 http://www.artipot.com/articles/189077/know-your-finances-the-1st-step-towards-financial-freedom.htm http://www.artipot.com/articles/189074/making-money-it-is-all-in-your-mind.htm Making money is 90% thought and 10% know-how. When I work with clients, I find the first major hurdle to overcome is their belief system governing money. Fri, 22 Aug 2008 01:59:40 +0000 http://www.artipot.com/articles/189074/making-money-it-is-all-in-your-mind.htm http://www.artipot.com/articles/188452/inflation-what-you-need-to-know-about-it.htm You hear about inflation on the TV and in the news, but how much do you know about it? Thu, 21 Aug 2008 09:40:54 +0000 http://www.artipot.com/articles/188452/inflation-what-you-need-to-know-about-it.htm http://www.artipot.com/articles/188410/protect-your-money-from-fraudsters.htm Criminals are targeting ATMs and Chip & Pin processors to defraud innocent people of hundreds of thousands of pounds. From placing surveillance equipment on ATMs to cloning cards used in retail transactions, It seems like handling money has never been so risky. So how can you stop thieves trying to steal your data? Thu, 21 Aug 2008 07:47:16 +0000 http://www.artipot.com/articles/188410/protect-your-money-from-fraudsters.htm http://www.artipot.com/articles/188376/what-are-the-best-credit-secrets-kept-hidden-from-you.htm Do you wish you had better credit? There certainly are ways to improve your credit, and it does not have to take years or even several months to do it. People who improve their credit enjoy many advantages over those whose credit has suffered. But many are those who tend to do nothing about it... Thu, 21 Aug 2008 05:30:39 +0000 http://www.artipot.com/articles/188376/what-are-the-best-credit-secrets-kept-hidden-from-you.htm http://www.artipot.com/articles/188341/one-of-the-most-important-rules-of-money-management.htm The lack of money is often not our problem, it is the way we spend it. Wealthy people tend to spend money on things that increase in value or provide them with a return on their investment. People who are not wealthy spend the bulk of their money on items that perish, depreciate or have no return on their investment. Thu, 21 Aug 2008 04:27:43 +0000 http://www.artipot.com/articles/188341/one-of-the-most-important-rules-of-money-management.htm http://www.artipot.com/articles/188076/how-to-avoid-over-spending.htm Many people have trouble sticking to their budgets and staying in the black each month. These simple tips can help even the worst over-spenders curb their bad habits and foster financial responsibility. Wed, 20 Aug 2008 21:02:11 +0000 http://www.artipot.com/articles/188076/how-to-avoid-over-spending.htm http://www.artipot.com/articles/188068/how-to-make-a-budget-and-stick-to-it.htm Financial stability is not as difficult to achieve as many people think--all it takes is a little planning, a little discipline, and the desire to make it happen. Wed, 20 Aug 2008 20:44:36 +0000 http://www.artipot.com/articles/188068/how-to-make-a-budget-and-stick-to-it.htm http://www.artipot.com/articles/188054/online-shopping-to-recession-proof-your-shopping-habits.htm Consider the internet to replace department store shopping and save money. Wed, 20 Aug 2008 20:17:32 +0000 http://www.artipot.com/articles/188054/online-shopping-to-recession-proof-your-shopping-habits.htm http://www.artipot.com/articles/188028/brits-set-sights-overseas-in-economic-storm.htm The number of Britons looking to leave the country for longer than just a two-week break in the sun is increasing. Wed, 20 Aug 2008 19:47:39 +0000 http://www.artipot.com/articles/188028/brits-set-sights-overseas-in-economic-storm.htm http://www.artipot.com/articles/187958/credit-score-how-to-improve-your-fico-rating.htm Have you ever tried to get your loan refinanced without success? if your answer is yes, then the most probably scheme is that you could not do it because of your credit score. However, there are some simple measures that you can take in order to improve your FICO rating Wed, 20 Aug 2008 17:26:38 +0000 http://www.artipot.com/articles/187958/credit-score-how-to-improve-your-fico-rating.htm http://www.artipot.com/articles/187860/how-to-pay-bills-online.htm If you're still paying bills via snail-mail, it may be time to consider paying them online. With today's online bill pay systems, you can forget the stamps and checkbook and discover the ease and convenience of your nearby computer. You'll need a computer, access to the internet and an online bill pay service. This is moderately difficult. Wed, 20 Aug 2008 14:59:12 +0000 http://www.artipot.com/articles/187860/how-to-pay-bills-online.htm http://www.artipot.com/articles/187532/opening-a-bank-account-not-as-easy-as-you-think.htm When you want to open a bank account, you may think that it is going to be a snap and easy to do. Opening a bank account involves making decisions, which you may not realize until you contact the bank to open your account. Wed, 20 Aug 2008 03:37:40 +0000 http://www.artipot.com/articles/187532/opening-a-bank-account-not-as-easy-as-you-think.htm http://www.artipot.com/articles/187465/how-to-estimate-living-expenses.htm Whenever you plan a move to a new area or a new home, you have to have an idea of what your average living expenses will be. Even if you stay in the same city and buy a new home, you may have a higher cost of living because of the added costs of paying insurance, transportation costs for you to get to work each day and if you have a larger area to heat, you will have... Wed, 20 Aug 2008 01:40:10 +0000 http://www.artipot.com/articles/187465/how-to-estimate-living-expenses.htm http://www.artipot.com/articles/187457/finding-arizona-living-expenses-estimates.htm The cost of living in a city or state often determines whether or not people decide to move there. Arizona has become an attractive state to live in because of the climate and the low risk of earthquakes and hurricanes. Those contemplating a move to this state ask about Arizona living expenses estimates to help them determine which part of the state they choose to live in. Wed, 20 Aug 2008 01:28:25 +0000 http://www.artipot.com/articles/187457/finding-arizona-living-expenses-estimates.htm http://www.artipot.com/articles/186858/qrops-uncovered-a-guide-to-overseas-pensions.htm A simple summary of the QROPS scheme and essential financial guide for any ex-pat or future migrant from the UK. Tue, 19 Aug 2008 10:18:15 +0000 http://www.artipot.com/articles/186858/qrops-uncovered-a-guide-to-overseas-pensions.htm http://www.artipot.com/articles/185878/when-it-rains-it-pours.htm We are now in a period of economic difficulty and it is important that we examine what this means for us as individuals, in terms of our mortgage and property desires and obligations. Sun, 17 Aug 2008 08:26:55 +0000 http://www.artipot.com/articles/185878/when-it-rains-it-pours.htm http://www.artipot.com/articles/185313/refinance-for-a-better-auto-loan-rate.htm This article will give you information on refinancing auto loans for a better rate. Sat, 16 Aug 2008 00:53:22 +0000 http://www.artipot.com/articles/185313/refinance-for-a-better-auto-loan-rate.htm http://www.artipot.com/articles/185311/refinancing-your-auto-loan.htm This site gives you information on how to refinance your auto loan with bad credit Sat, 16 Aug 2008 00:50:32 +0000 http://www.artipot.com/articles/185311/refinancing-your-auto-loan.htm http://www.artipot.com/articles/184830/how-to-save-with-coupons-in-a-big-way.htm Everyone knows you can save with coupons. Not everyone knows just how much you can save, if you do it right! The trick is to find the right coupons, deals and steals, then combine them with sales and (most importantly) with rebates. Fri, 15 Aug 2008 09:17:51 +0000 http://www.artipot.com/articles/184830/how-to-save-with-coupons-in-a-big-way.htm http://www.artipot.com/articles/182619/is-your-financial-data-safe.htm What are the major retailers credit card companies and government doing to safeguard your data? Mon, 11 Aug 2008 22:37:15 +0000 http://www.artipot.com/articles/182619/is-your-financial-data-safe.htm http://www.artipot.com/articles/182286/are-you-storing-up-trouble-for-the-future.htm When the sun starts to shine and you reach for your summer clothes make sure you do not end up with anything other than a healthy bank balance to match your glow. Mon, 11 Aug 2008 13:38:07 +0000 http://www.artipot.com/articles/182286/are-you-storing-up-trouble-for-the-future.htm http://www.artipot.com/articles/182032/save-the-world-ditch-the-credit-card.htm What if common sense were more common? Do you ever really think about what went wrong in the last ten years with your personal finances or would you rather not know? Mon, 11 Aug 2008 02:19:38 +0000 http://www.artipot.com/articles/182032/save-the-world-ditch-the-credit-card.htm http://www.artipot.com/articles/182018/what-financial-traps-await-the-unwary-stay-at-home-mother.htm While many mothers choose to be a stay at home mom to raise their kids themselves, many don't take all the financial traps into consideration. This can lead to serious problems for the entire family. Mon, 11 Aug 2008 01:05:08 +0000 http://www.artipot.com/articles/182018/what-financial-traps-await-the-unwary-stay-at-home-mother.htm