http://www.artipot.com/dir/finance/mortgage/ Latest Mortgage articles from Artipot - your one-stop resource for free articles. http://www.artipot.com/articles/192254/how-to-write-a-hardship-letter.htm Learn everything you need to to write a hardship letter. Gain the knowledge you need to reach out to your lender so they understand your hardship. Wed, 27 Aug 2008 21:02:50 +0000 http://www.artipot.com/articles/192254/how-to-write-a-hardship-letter.htm http://www.artipot.com/articles/191934/payoff-your-mortgage-use-the-fastest-method-without-cutting-into-your-paycheck.htm "Hey, I pay my mortgage bills on time. I have a good rate on my mortgage and there is no reason to do anything more." Well, I hate to break it to you, but you may not realize that you are paying more on your mortgage than you have to. This happens because some of what goes on with the bank is very sophisticated. Wed, 27 Aug 2008 09:40:16 +0000 http://www.artipot.com/articles/191934/payoff-your-mortgage-use-the-fastest-method-without-cutting-into-your-paycheck.htm http://www.artipot.com/articles/191848/how-to-escape-the-stress-of-mortgage-arrears.htm This article discuss the options for people in arrears on their mortgages or secured loans (a separate loan secured on the house). Wed, 27 Aug 2008 06:03:34 +0000 http://www.artipot.com/articles/191848/how-to-escape-the-stress-of-mortgage-arrears.htm http://www.artipot.com/articles/191343/the-good-the-bad-and-the-non-performing-mortgages.htm What is considered a non-performing mortgage loan? A non-performing loan is a loan that is in default or close to being in default. Many loans become non-performing after being in default for 3 months, but this can depend on the contract terms. Tue, 26 Aug 2008 14:56:50 +0000 http://www.artipot.com/articles/191343/the-good-the-bad-and-the-non-performing-mortgages.htm http://www.artipot.com/articles/191342/how-an-adjustable-rate-mortgage-arm-traps-you-into-a-lifetime-of-mortgage-payments.htm The repayment on your ARM is probably your biggest monthly bill. Do you know it will determine the quality of your life? Why? Tue, 26 Aug 2008 14:55:44 +0000 http://www.artipot.com/articles/191342/how-an-adjustable-rate-mortgage-arm-traps-you-into-a-lifetime-of-mortgage-payments.htm http://www.artipot.com/articles/191153/what-is-hard-money-and-how-will-it-benefit-you.htm Have you heard the term "hard money," but you're not sure what it means? Perhaps you know what it is, but you're unsure where to find it. Hard money is financial backing from private investors in the form of a loan. Tue, 26 Aug 2008 07:55:24 +0000 http://www.artipot.com/articles/191153/what-is-hard-money-and-how-will-it-benefit-you.htm http://www.artipot.com/articles/191094/mortgages-for-the-self-employed.htm With everything that has transpired with the sub-prime mortgage crisis, lenders are not so swift to hand out loans to just anybody any longer. This means that if you're self employed it has become much more difficult to secure a mortgage than in the recent past. This being said, it is not impossible. You'll need to work hard to obtain a solid loan application with a good... Tue, 26 Aug 2008 06:35:12 +0000 http://www.artipot.com/articles/191094/mortgages-for-the-self-employed.htm http://www.artipot.com/articles/191072/your-house-is-not-an-atm.htm In today's economy, many homeowners are so far in debt there seems like there is no way out. From small business owners to students, seniors to stay-at-home moms, everyone seems to be struggling under a load too heavy to carry. Tue, 26 Aug 2008 06:09:27 +0000 http://www.artipot.com/articles/191072/your-house-is-not-an-atm.htm http://www.artipot.com/articles/190451/6-useful-tips-for-avoiding-foreclosure.htm Foreclosure is a frightening thing to consider, but there are definitely some things you can do today to help prevent it. You should (1) not ignore the problem - contact the lender, (3) respond to all communication, (4) prioritize your situation, (5) contact an HUD approved counselor and (6) be smart. Let me help you overcome your foreclosure today. Mon, 25 Aug 2008 07:52:49 +0000 http://www.artipot.com/articles/190451/6-useful-tips-for-avoiding-foreclosure.htm http://www.artipot.com/articles/190234/owner-builder-loans-everything-you-need-to-know-about-credit-scores.htm Owner builder construction loans have not been immune from all of the recent changes in the mortgage industry. It's vital that you understand the most recent credit score guidelines that apply to most owner builder loan programs today. If you know these tips about your credit scores, it will make it that much easier to understand some of the nuances of your construction loan. Sun, 24 Aug 2008 06:12:43 +0000 http://www.artipot.com/articles/190234/owner-builder-loans-everything-you-need-to-know-about-credit-scores.htm http://www.artipot.com/articles/189779/is-now-the-perfect-time-for-refinancing-home-loan.htm If you're pondering about refinancing home loan chances are, that you have a lot of questions. It is natural, because there are some things you should go through to be able to find the best future home loan. Sat, 23 Aug 2008 04:52:27 +0000 http://www.artipot.com/articles/189779/is-now-the-perfect-time-for-refinancing-home-loan.htm http://www.artipot.com/articles/188820/applying-for-mortgages-for-first-time-buyers.htm Looking at how to apply for mortgages and the tips on saving your money. Thu, 21 Aug 2008 18:44:18 +0000 http://www.artipot.com/articles/188820/applying-for-mortgages-for-first-time-buyers.htm http://www.artipot.com/articles/188570/understanding-the-difference-between-a-simple-purchase-loan-and-an-owner-builder-construction-loan.htm An owner builder must understand that his construction loan will be different than a simple purchase or refinance mortgage. Understanding these differences allows you to plan for a very profitable project. However, an owner builder who does not account for the nuances of an owner builder construction loan as compared to a simpler mortgage is going to set himself up for... Thu, 21 Aug 2008 12:35:16 +0000 http://www.artipot.com/articles/188570/understanding-the-difference-between-a-simple-purchase-loan-and-an-owner-builder-construction-loan.htm http://www.artipot.com/articles/188250/earn-money-by-checking-your-mortgage-refinance-rates.htm To refinance mortgage rates can be the best increase to your monthly income during a long period of time. Mortgage refinance rates can be lower than your present rate, especially if you have agreed it years back. Thu, 21 Aug 2008 01:54:53 +0000 http://www.artipot.com/articles/188250/earn-money-by-checking-your-mortgage-refinance-rates.htm http://www.artipot.com/articles/188130/fixed-rate-mortgages-hold-steady-again-while-arms-nudge-down.htm This article looks at recent changes with mortgage interest rates. Wed, 20 Aug 2008 22:21:40 +0000 http://www.artipot.com/articles/188130/fixed-rate-mortgages-hold-steady-again-while-arms-nudge-down.htm http://www.artipot.com/articles/187770/how-to-find-the-best-lender-to-be-able-to-refinance-mortgage-rates.htm As you may have experienced to be able to refinance mortgage rates is not that simple but with the right tool you can do it quite easily. The monthly savings from this job can be so big, that it is worth doing carefully. Wed, 20 Aug 2008 12:33:02 +0000 http://www.artipot.com/articles/187770/how-to-find-the-best-lender-to-be-able-to-refinance-mortgage-rates.htm http://www.artipot.com/articles/187613/pros-and-cons-of-the-deed-in-lieu-of-foreclosure.htm The deed in lieu of foreclosure is a misunderstood option for homeowners. The Positives are: (1) your credit will not suffer as much, (2) the quicker you are released from mortgage payments, the less you owe. The negatives are: (1) the sooner you sign the deed the quicker you move out, (2) you must 'attempt' to sell the home first and (3) you can not have any liens on the... Wed, 20 Aug 2008 06:36:26 +0000 http://www.artipot.com/articles/187613/pros-and-cons-of-the-deed-in-lieu-of-foreclosure.htm http://www.artipot.com/articles/187525/mortgage-options-in-orem-utah.htm Once you have found the real estate that you want to purchase in Orem, Utah, you will have to decide on what kind of mortgage you are going to get. Wed, 20 Aug 2008 03:23:47 +0000 http://www.artipot.com/articles/187525/mortgage-options-in-orem-utah.htm http://www.artipot.com/articles/186900/strategy-to-stop-foreclosure-sell-the-house.htm I powerful article on tips of how to sell your home quickly to get yourself out of foreclosure! Tue, 19 Aug 2008 11:16:09 +0000 http://www.artipot.com/articles/186900/strategy-to-stop-foreclosure-sell-the-house.htm http://www.artipot.com/articles/186766/home-financing-refinancing-and-equity-loans.htm In a one income family, stay at home moms need to be extra cautious with their home financing and equity loan decisions. Make sure you are carefully examining any loan regarding your home before you sign the papers. Tue, 19 Aug 2008 07:06:50 +0000 http://www.artipot.com/articles/186766/home-financing-refinancing-and-equity-loans.htm http://www.artipot.com/articles/186128/basic-things-you-can-do-to-stop-foreclosure-now.htm This article discusses some basic things you should discuss with your lender which can help you stop foreclosure now. You can discuss: (1) a reinstatement plan, (2) a repayment plan, (3) a loan modification or (4) a loan refinance. Help is at hand, and you will be surprised to discover the options you may have available to you. Mon, 18 Aug 2008 07:03:06 +0000 http://www.artipot.com/articles/186128/basic-things-you-can-do-to-stop-foreclosure-now.htm http://www.artipot.com/articles/186089/housing-bill-seniors-and-reverse-mortgages.htm On 7/30/2008 President Bush signed HR 3221 into law which has many significant effects on homeowners. The Bill, in its final form, covered a number of subjects that Congress had been trying to resolve from the modernization of FHA, to foreclosure assistance for homeowners... Mon, 18 Aug 2008 04:29:28 +0000 http://www.artipot.com/articles/186089/housing-bill-seniors-and-reverse-mortgages.htm http://www.artipot.com/articles/186088/reverse-mortgages-journalistic-opportunism.htm Obviously neither Mr. Powell nor FINRA has ever sat across a table from a borrower or a couple who couldn't meet their monthly obligations during these times of rising costs, they never talked to borrowers who had $25 left in their account on the fifteenth of the month Mon, 18 Aug 2008 04:28:47 +0000 http://www.artipot.com/articles/186088/reverse-mortgages-journalistic-opportunism.htm http://www.artipot.com/articles/185714/federal-regulation-for-the-home-lending-market.htm This article discusses the housing market in Michigan, and how that relates to housing supply and demand. It covers the economic conditions that lead to a poor housing market, and current legislation in place. Sat, 16 Aug 2008 22:24:47 +0000 http://www.artipot.com/articles/185714/federal-regulation-for-the-home-lending-market.htm http://www.artipot.com/articles/184679/fixed-and-variable-rate-on-home-loans.htm Everyone want to get the house of their dreams, but again almost all of us have to face the difficult decision of choosing a home loan lender, ok rich people do not need to choose but sometimes luxury houses have mortgages over them too. Fri, 15 Aug 2008 04:33:11 +0000 http://www.artipot.com/articles/184679/fixed-and-variable-rate-on-home-loans.htm http://www.artipot.com/articles/184563/loan-modification-stop-a-foreclosure-before-its-too-late.htm A dynamic article containing 10 amazing strategies to stop foreclosure via loan modification. Discover the secrets to getting a brand new loan. Fri, 15 Aug 2008 01:21:28 +0000 http://www.artipot.com/articles/184563/loan-modification-stop-a-foreclosure-before-its-too-late.htm http://www.artipot.com/articles/182559/mortgage-interest-rates-keep-steady.htm This article looks at the recent news with mortgage rates and other recent news in the lending industry. Mon, 11 Aug 2008 21:07:22 +0000 http://www.artipot.com/articles/182559/mortgage-interest-rates-keep-steady.htm http://www.artipot.com/articles/182333/how-to-botch-a-home-loan-application-an-example-from-owner-builder-construction-loans.htm Home loan pre-approvals are supposed to be quick and easy, yet people constantly shoot themselves in the foot and cost themselves a lot of time and money. Learn from these examples from owner builder construction loans and apply the lessons to your mortgage loan application. Mon, 11 Aug 2008 15:04:40 +0000 http://www.artipot.com/articles/182333/how-to-botch-a-home-loan-application-an-example-from-owner-builder-construction-loans.htm http://www.artipot.com/articles/181734/how-to-stop-mortgage-foreclosure-process-6-foreclosure-secrets-revealed.htm It is possible to stop the mortgage foreclosure process. Discover these 6 simple secrets which will help you overcome foreclosure today. Sun, 10 Aug 2008 03:24:59 +0000 http://www.artipot.com/articles/181734/how-to-stop-mortgage-foreclosure-process-6-foreclosure-secrets-revealed.htm http://www.artipot.com/articles/181732/mortgage-interest-rates-nudge-down-a-little.htm This article looks at the recent news mortgage rates and other recent news in the lending industry. Sun, 10 Aug 2008 03:24:26 +0000 http://www.artipot.com/articles/181732/mortgage-interest-rates-nudge-down-a-little.htm