http://www.artipot.com/dir/finance/credit/ Latest Credit articles from Artipot - your one-stop resource for free articles. http://www.artipot.com/articles/191790/finding-the-best-credit-card-rewards-online.htm When you get enough points you can spend the points on things like airline tickets, travel arrangements such as hotels and motels, gas and even receive actual cash back! This is definitely something you are going to want to look into, especially if you use your credit card pretty often because that's the whole reason for even having the rewards credit cards! Wed, 27 Aug 2008 04:17:23 +0000 http://www.artipot.com/articles/191790/finding-the-best-credit-card-rewards-online.htm http://www.artipot.com/articles/191725/can-your-debit-card-beat-up-your-credit-card.htm There is a debate about whether it is better to use a debit card or a credit card. Both offer benefits and each card has its merits. Let's first look at the merits of a debit card. Wed, 27 Aug 2008 02:27:17 +0000 http://www.artipot.com/articles/191725/can-your-debit-card-beat-up-your-credit-card.htm http://www.artipot.com/articles/191095/the-transunion-settlement-a-tool-for-repairing-credit.htm As a result of the recent TransUnion Settlement, an estimated 150 million Americans can have free access to TransUnion credit monitoring free of charge which is a great tool in helping them repair their credit. Tue, 26 Aug 2008 06:36:14 +0000 http://www.artipot.com/articles/191095/the-transunion-settlement-a-tool-for-repairing-credit.htm http://www.artipot.com/articles/190949/9-simple-steps-to-own-the-best-small-business-credit-card.htm The best small business credit card you can own is the one that you make a profit on. How do you do this? Here are 9 simple steps that show you how. Tue, 26 Aug 2008 02:45:28 +0000 http://www.artipot.com/articles/190949/9-simple-steps-to-own-the-best-small-business-credit-card.htm http://www.artipot.com/articles/190789/consolidating-debt-with-your-credit-cards.htm Consolidating your credit card debt is actually one of the smartest decision you could ever make. Credit card consolidation is ideal for anyone who is looking to have better credit now. Consolidation is very common these days, and it is actually a sure way to combine your debt and make sure that you never get yourself too far in credit card debt. Mon, 25 Aug 2008 21:24:57 +0000 http://www.artipot.com/articles/190789/consolidating-debt-with-your-credit-cards.htm http://www.artipot.com/articles/190380/find-credit-card-offers-online.htm You can also find the card you want by looking for the bank its from if you prefer to try it that way. Banks such as Citibank, HSBC, Bank Of America, Washington Mutual, Advanta, New Millenium Bank and many more offer these cards. Just look on the sites for the "cards by bank" section! Mon, 25 Aug 2008 04:39:27 +0000 http://www.artipot.com/articles/190380/find-credit-card-offers-online.htm http://www.artipot.com/articles/190373/applying-for-business-credit-cards-online-is-easy.htm A credit card compare site, is a site in which you visit to compare different manufacture cards as well as different attributes that the card is made for. For example, if you're a company (small or large) the best type of credit card you could look into applying for is a Business or Business Premium card. Mon, 25 Aug 2008 04:22:58 +0000 http://www.artipot.com/articles/190373/applying-for-business-credit-cards-online-is-easy.htm http://www.artipot.com/articles/190372/apply-for-credit-applications-online.htm Credit cards are the easiest things to apply for online. And, it doesn't matter if you have bad credit, no credit, low credit or great credit. There is a card made for everyone. The main thing you have to do, when finding the perfect card for yourself is to look around. Try going to some of these so-called "credit card compare sites." Mon, 25 Aug 2008 04:16:56 +0000 http://www.artipot.com/articles/190372/apply-for-credit-applications-online.htm http://www.artipot.com/articles/189175/fix-your-credit-with-a-credit-repair-service.htm Millions of people have had their credit ruined as a result of foreclosure or job losses in the past few years. This is a serious problem for a lot of people because having a good credit report is more important now than ever before. Fri, 22 Aug 2008 06:01:57 +0000 http://www.artipot.com/articles/189175/fix-your-credit-with-a-credit-repair-service.htm http://www.artipot.com/articles/188976/credit-cards-knowing-your-privileges.htm We are living difficult times, nobody would argue with the higher rates of delinquency, for that reason people are not comfortable with having cash in their bags anymore. When they go shopping, they use their credit card to pay for everything that they want to buy. Credit cards are in some ways better and safer to use than cash. Thu, 21 Aug 2008 23:03:10 +0000 http://www.artipot.com/articles/188976/credit-cards-knowing-your-privileges.htm http://www.artipot.com/articles/188588/should-you-consider-debt-settlement.htm If you are dealing with mounting debt and old unpaid bills, you may be a candidate for debt settlement. Some individuals have found it to be the best way to get out from under a large amount of debt. Debt settlement is most successful with unsecured debt such as credit cards, medical bills, and store credit. Thu, 21 Aug 2008 13:15:26 +0000 http://www.artipot.com/articles/188588/should-you-consider-debt-settlement.htm http://www.artipot.com/articles/188449/what-advantages-can-a-credit-card-offer-consumers.htm Going through life without a credit card these days is so difficult as to be nearly impossible. Even if you're not really a shopper, you will still need a credit card for many day to day uses. Thu, 21 Aug 2008 09:38:58 +0000 http://www.artipot.com/articles/188449/what-advantages-can-a-credit-card-offer-consumers.htm http://www.artipot.com/articles/188142/how-to-avoid-credit-card-pitfalls.htm You don't need to let credit cards rule your life. Here are five simple ways to avoid the common pitfalls that people experience with credit cards, and how to get out of those pitfalls if you've already fallen in. Wed, 20 Aug 2008 22:33:57 +0000 http://www.artipot.com/articles/188142/how-to-avoid-credit-card-pitfalls.htm http://www.artipot.com/articles/188094/how-to-choose-your-credit-card.htm The first thing you'll need to decide when choosing your credit card, is why you need one in the first place. Some people choose to get a credit card for cash flow purposes.With a credit card, you can make purchases and buy things, leaving your paycheck or other source of income in your bank account to draw interest. Wed, 20 Aug 2008 21:26:32 +0000 http://www.artipot.com/articles/188094/how-to-choose-your-credit-card.htm http://www.artipot.com/articles/187983/the-will-power-to-eliminate-credit-card-debt.htm Eliminating credit card debt is not nearly as easy as it is made out to be. There are various ways of dealing with high levels of debt, but your success will depend upon your desire to succeed. Wed, 20 Aug 2008 18:28:54 +0000 http://www.artipot.com/articles/187983/the-will-power-to-eliminate-credit-card-debt.htm http://www.artipot.com/articles/187949/choosing-the-best-consumer-credit-card.htm Aren't all credit cards the same? The truth is that they are not. To make the assertion that they are is akin to saying that a rock and a bullet are the same thing. Consumer credit cards vary quite a bit from one to another and their differing terms and conditions can either save or cost you a lot of money. Wed, 20 Aug 2008 17:08:41 +0000 http://www.artipot.com/articles/187949/choosing-the-best-consumer-credit-card.htm http://www.artipot.com/articles/187541/how-to-choose-a-credit-card.htm As you probably already know, there are many credit cards out there. The one you choose, however, should reflect your lifestyle and your ideal spending amounts. If you are looking for the best possible deal and the best company for your credit card, you'll obviously need to look around at what you have to choose from and what works best for you. Wed, 20 Aug 2008 03:48:14 +0000 http://www.artipot.com/articles/187541/how-to-choose-a-credit-card.htm http://www.artipot.com/articles/187399/credit-card-debt-the-silent-financial-killer.htm Studies show that credit card debt and personal bankruptcies have increases bank profits to the highest level in the last five years. It only shows that more and more credit card holders were unable to manage their finances that lead to credit card debt. Tue, 19 Aug 2008 23:53:08 +0000 http://www.artipot.com/articles/187399/credit-card-debt-the-silent-financial-killer.htm http://www.artipot.com/articles/187391/the-importance-of-building-your-business-credit-scores.htm Now that you have established your credit identity, you need to apply for a loan before you can actually start building your business credit scores. First, you can choose either a secured loan, where the lender will ask you to pledge assets or properties as collateral that will serve as security for the loan. Tue, 19 Aug 2008 23:41:59 +0000 http://www.artipot.com/articles/187391/the-importance-of-building-your-business-credit-scores.htm http://www.artipot.com/articles/187384/using-credit-card-for-your-travel-and-vacation.htm Unlike cash or checks, credit cards make handling your documents and receipts much easier. If you purchase something, records from that purchase will be made with your credit card manufacturer, which you can always fall back on if something happens. Tue, 19 Aug 2008 23:27:26 +0000 http://www.artipot.com/articles/187384/using-credit-card-for-your-travel-and-vacation.htm http://www.artipot.com/articles/187381/credit-cards-for-high-school-and-college-students.htm Student credit cards can be used the same way as a traditional credit card, although they do come with certain restrictions and limitations that other credit cards don't normally have. Tue, 19 Aug 2008 23:14:56 +0000 http://www.artipot.com/articles/187381/credit-cards-for-high-school-and-college-students.htm http://www.artipot.com/articles/187376/protecting-your-credit-card-personal-information.htm The most common way for criminals to get credit card information is through phishing, which involves a fake email that appears to be sent from your credit card company. Normally, this fake email states that there was an error with your account, or that it was accessed by unauthorized personnel and needs your attention. Tue, 19 Aug 2008 23:10:28 +0000 http://www.artipot.com/articles/187376/protecting-your-credit-card-personal-information.htm http://www.artipot.com/articles/187365/how-to-apply-online-for-your-credit-card.htm If you have good credit, you'll have no problems at all being approved online for a credit card. Those cards that have the best terms and rates are always available for those who have good credit. Tue, 19 Aug 2008 22:55:08 +0000 http://www.artipot.com/articles/187365/how-to-apply-online-for-your-credit-card.htm http://www.artipot.com/articles/187362/how-to-get-a-higher-limit-on-your-credit-card.htm The most important thing to do when improving your credit limit is to improve your overall level of credit worthiness. This tells banks and lenders that you can be trusted with credit, and that you are little to no risk for them. When lenders and banks look at your credit report, this is the first thing that they look for. Tue, 19 Aug 2008 22:53:19 +0000 http://www.artipot.com/articles/187362/how-to-get-a-higher-limit-on-your-credit-card.htm http://www.artipot.com/articles/187361/how-to-avoid-the-late-fee-penalty.htm Sometimes, it can be hard to make your payments on time, although you should always do everything in your power to ensure that you stay on top of things. Below, you'll find some tips to help you with your credit card payments. Tue, 19 Aug 2008 22:52:13 +0000 http://www.artipot.com/articles/187361/how-to-avoid-the-late-fee-penalty.htm http://www.artipot.com/articles/187360/cash-rebates-from-your-credit-cards.htm For many, getting cash back is far preferred over air miles, items, or any other reward. If you like to use your credit card often, then you'll find that cash rebate credit cards will give you a lot of money in return. Tue, 19 Aug 2008 22:51:32 +0000 http://www.artipot.com/articles/187360/cash-rebates-from-your-credit-cards.htm http://www.artipot.com/articles/187351/comparing-the-different-credit-cards.htm If you get an offer in the mail for a credit card, you should go on the Internet and look into it more. You should also make sure that you read the fine print as well, to see if there are any type of hidden fees or other costs associated with that card. Many times, with offers in the mail, credit card companies or banks will try to sneak hidden fees and costs in there. Tue, 19 Aug 2008 22:40:12 +0000 http://www.artipot.com/articles/187351/comparing-the-different-credit-cards.htm http://www.artipot.com/articles/187345/how-to-choose-your-reward-card.htm Reward cards and becoming very popular, with more and more coming out all the time. If you look for your reward credit card on the Internet, you'll be able to compare hundreds and hundreds of offers - and decide which one is indeed the best for you. Tue, 19 Aug 2008 22:31:19 +0000 http://www.artipot.com/articles/187345/how-to-choose-your-reward-card.htm http://www.artipot.com/articles/187232/trouble-with-credit-card-debt.htm The next thing you need to do to prevent your credit card debt becoming any worse is to immediately stop using them. Instead you need to only purchase goods or items when you have the cash available to do so. Tue, 19 Aug 2008 20:15:14 +0000 http://www.artipot.com/articles/187232/trouble-with-credit-card-debt.htm http://www.artipot.com/articles/187225/all-about-credit-monitoring.htm There are two basic ways that you can go about credit monitoring and the method you pick is completely up to you and what you feel most comfortable with. Tue, 19 Aug 2008 20:09:55 +0000 http://www.artipot.com/articles/187225/all-about-credit-monitoring.htm