http://www.artipot.com/dir/business/financing/ Latest Financing articles from Artipot - your one-stop resource for free articles. http://www.artipot.com/articles/192437/debunking-the-reverse-mortgage-myths.htm A reverse mortgage is a government sponsored product for seniors 62 and over to stay in their homes and improve cash flow. This article will help debunk some of the common myths about reverse mortgages. Thu, 28 Aug 2008 02:58:10 +0000 http://www.artipot.com/articles/192437/debunking-the-reverse-mortgage-myths.htm http://www.artipot.com/articles/192428/95-of-businesses-fail-dont-let-yours-be-one-of-them.htm "Up to ninety per cent of businesses fail in their first five years of operation" The first time I heard this was many years ago during an accounting seminar. At that time, it sounded rather unbelievable; however, I now believe those statistics are true and probably higher or occur within shorter time spans, especially during times of global economic stress. Thu, 28 Aug 2008 02:37:31 +0000 http://www.artipot.com/articles/192428/95-of-businesses-fail-dont-let-yours-be-one-of-them.htm http://www.artipot.com/articles/190341/understanding-your-fico-score-and-its-variances.htm The main system in place for determining credit scores is called FICO, an acronym for Fair Isaac Credit Organization, which is the company that owns this formula. The three credit bureaus, Equifax, TransUnion, and Experian all use this system to establish credit scores, but they each market it under a different name. Mon, 25 Aug 2008 01:05:16 +0000 http://www.artipot.com/articles/190341/understanding-your-fico-score-and-its-variances.htm http://www.artipot.com/articles/190038/how-to-finance-your-business.htm When you have a great idea for a business, it is often quite difficult to understand why everyone is very happy to talk to you about it until you mention that it needs some funding. Sat, 23 Aug 2008 14:44:44 +0000 http://www.artipot.com/articles/190038/how-to-finance-your-business.htm http://www.artipot.com/articles/189376/the-benefits-of-having-an-offshore-bank-account-for-business-purposes.htm There are many benefits to having an offshore bank account, especially if you travel a lot for business. Many businesses utilize offshore bank accounts because placing their money within another economy can have some tax advantages. Fri, 22 Aug 2008 12:31:52 +0000 http://www.artipot.com/articles/189376/the-benefits-of-having-an-offshore-bank-account-for-business-purposes.htm http://www.artipot.com/articles/189064/vantagescore-versus-fico-how-the-new-credit-rating-system-may-affect-consumers.htm The exact differences, benefits, and downsides of the VantageScore system versus the FICO system remain to be seen, but consumers should be watchful of how the credit landscape changes for them based on this new arrival. Fri, 22 Aug 2008 01:41:17 +0000 http://www.artipot.com/articles/189064/vantagescore-versus-fico-how-the-new-credit-rating-system-may-affect-consumers.htm http://www.artipot.com/articles/189063/faqs-regarding-new-credit-formulas.htm Business owners must consider how these changes could effect their business scores, because of the major impact it could have on their ability to take out loans, finance projects, or pay employees. Consider your options and discuss them with a financial adviser to figure out what is the best plan for you. Fri, 22 Aug 2008 01:39:57 +0000 http://www.artipot.com/articles/189063/faqs-regarding-new-credit-formulas.htm http://www.artipot.com/articles/187223/credit-score-formula-changes-impact-on-small-business-owners.htm Small businesses are extremely important to our culture and our economy. In fact, small businesses make up a very significant portion of our economy. The financial success of America's small businesses lies heavily on their ability to attain credit in order to maintain their business. Tue, 19 Aug 2008 20:06:43 +0000 http://www.artipot.com/articles/187223/credit-score-formula-changes-impact-on-small-business-owners.htm http://www.artipot.com/articles/187222/the-anatomy-of-your-business-credit-score.htm The success or failure of a small business could very well rest on the business owners credit scores, especially with the failure of mot businesses in the first six months of the business. Tue, 19 Aug 2008 20:05:33 +0000 http://www.artipot.com/articles/187222/the-anatomy-of-your-business-credit-score.htm http://www.artipot.com/articles/187166/what-vantagescore-could-mean-for-newer-or-less-experienced-borrowers.htm Credit scores have long been determined by a nearly universal formula known as the FICO model. This model, owned by Fair Isaac, is used by over 80% of the major banks in the US, and is the familiar 300-850 credit ranking that consumers are familiar with. Tue, 19 Aug 2008 18:47:15 +0000 http://www.artipot.com/articles/187166/what-vantagescore-could-mean-for-newer-or-less-experienced-borrowers.htm http://www.artipot.com/articles/187165/importance-of-credit-and-capital-for-small-business.htm Small businesses are extremely important to our culture and our economy. In fact, small businesses make up a very significant portion of our economy. The financial success of America's small businesses lies heavily on their ability to attain credit in order to maintain their business. Tue, 19 Aug 2008 18:45:10 +0000 http://www.artipot.com/articles/187165/importance-of-credit-and-capital-for-small-business.htm http://www.artipot.com/articles/187164/how-personal-revolving-debt-affects-business-credit.htm Many business owners are shocked to find that their personal finances have such a large impact on their business's ability to access credit. Tue, 19 Aug 2008 18:40:02 +0000 http://www.artipot.com/articles/187164/how-personal-revolving-debt-affects-business-credit.htm http://www.artipot.com/articles/187160/three-key-factors-lenders-look-at-before-giving-you-business-credit.htm Many businesses fail because they are unable to access the capital that they need to survive, particularly in the first five years of establishment when banks view them as riskier because of their age. Tue, 19 Aug 2008 18:37:24 +0000 http://www.artipot.com/articles/187160/three-key-factors-lenders-look-at-before-giving-you-business-credit.htm http://www.artipot.com/articles/176900/how-to-establish-business-credit-using-a-business-credit-card.htm If you want to establish your business credit. This article will give you a few tips on how to get started. Fri, 01 Aug 2008 22:35:12 +0000 http://www.artipot.com/articles/176900/how-to-establish-business-credit-using-a-business-credit-card.htm http://www.artipot.com/articles/175816/private-placement-in-securities-regulation-d-defined-for-your-understanding.htm The purpose of this article is to have private placement in securities regulation D defined so that you can understand it. Security law can be very complicated for anyone who is not a lawyer, so getting it defined in easy terms will help you understand how regulation D applies to you and your sale of equity. Thu, 31 Jul 2008 05:41:54 +0000 http://www.artipot.com/articles/175816/private-placement-in-securities-regulation-d-defined-for-your-understanding.htm http://www.artipot.com/articles/175594/business-financing-a-peak-into-venture-capital.htm Raising business finance isn't always easy, and especially so when you've not got enough assets to secure against your ambitious plans. In some cases, you're going to have to part with equity. Wed, 30 Jul 2008 18:44:45 +0000 http://www.artipot.com/articles/175594/business-financing-a-peak-into-venture-capital.htm http://www.artipot.com/articles/174155/why-coming-out-with-a-dragon-is-the-ultimate-objective-when-entering-the-den.htm A look at some of the success stories form the BBC's Dragon's Den and how securing investment from these entrepreneurs is akin to securing a loan from the bank. Fri, 25 Jul 2008 23:22:52 +0000 http://www.artipot.com/articles/174155/why-coming-out-with-a-dragon-is-the-ultimate-objective-when-entering-the-den.htm http://www.artipot.com/articles/171969/education-902b-grants-for-improved-learning.htm Education 902B Grants are a good source of education research funding. Find out more about education 902B grants. Tue, 22 Jul 2008 21:28:35 +0000 http://www.artipot.com/articles/171969/education-902b-grants-for-improved-learning.htm http://www.artipot.com/articles/170808/financing-your-office-furniture-good-or-bad.htm Well we all know that if you are running an office business that office furniture is one of the most important aspects of setting up a good working environment. Sun, 20 Jul 2008 04:43:36 +0000 http://www.artipot.com/articles/170808/financing-your-office-furniture-good-or-bad.htm http://www.artipot.com/articles/169067/the-importance-of-building-a-good-business-relationship-with-your-bank.htm Advice to managers how to choose a bank for their business and the importance of building an effective working relationship with its operatives. Thu, 17 Jul 2008 09:42:57 +0000 http://www.artipot.com/articles/169067/the-importance-of-building-a-good-business-relationship-with-your-bank.htm http://www.artipot.com/articles/163878/government-business-grants-expanding-your-horizons.htm Government business grants are available, but you must understand how to find them and apply for them. Find out more about government business grants. Mon, 07 Jul 2008 02:21:04 +0000 http://www.artipot.com/articles/163878/government-business-grants-expanding-your-horizons.htm http://www.artipot.com/articles/163109/the-truth-about-building-your-business-credit.htm All businesses whether large or small usually rely on some form of credit to help get things done. In today's business environment establishing your credit is more important than ever. What you may not know is the financial risk you may be personally taking when you sign on the dotted line. Fri, 04 Jul 2008 14:40:36 +0000 http://www.artipot.com/articles/163109/the-truth-about-building-your-business-credit.htm http://www.artipot.com/articles/151253/how-to-manage-your-business-credit-card-debt.htm When you are just starting out in business or have decided to expand an existing business, there is usually going to be some debt involved of one kind or another. Thu, 12 Jun 2008 06:43:28 +0000 http://www.artipot.com/articles/151253/how-to-manage-your-business-credit-card-debt.htm http://www.artipot.com/articles/150987/where-to-get-capital-funding-for-startup-companies.htm Learn about the different types of business financing. Thu, 12 Jun 2008 01:22:08 +0000 http://www.artipot.com/articles/150987/where-to-get-capital-funding-for-startup-companies.htm http://www.artipot.com/articles/150708/the-best-credit-card-for-your-business-but-which-one.htm Whether you are a small business owner or a corporate employee traveling up and down the country, a business credit card is an essential tool for tracking and managing your expenditure. Wed, 11 Jun 2008 15:32:41 +0000 http://www.artipot.com/articles/150708/the-best-credit-card-for-your-business-but-which-one.htm http://www.artipot.com/articles/150701/frequently-asked-questions-about-business-credit-cards.htm The use of a business credit card is not only a convenience but also an excellent way to keep an eye on your expenditure. Wed, 11 Jun 2008 15:22:53 +0000 http://www.artipot.com/articles/150701/frequently-asked-questions-about-business-credit-cards.htm http://www.artipot.com/articles/150699/why-business-owners-charge-essentials-to-their-business-credit-cards.htm There are many occasions when you will use a business credit card. For example you could need to buy office supplies such as ink cartridges and paper or you may wish to take a prospective client to lunch to clinch a deal. Whatever the reason, one way or another, a business credit card can help your business. Wed, 11 Jun 2008 15:22:42 +0000 http://www.artipot.com/articles/150699/why-business-owners-charge-essentials-to-their-business-credit-cards.htm http://www.artipot.com/articles/148845/be-active-in-managing-your-accounts-receivables.htm Effective management of your companies accounts receivables is crucial to maintaining positive cash flow for your business. Failure to manage your accounts receivables could cost you everything! Sun, 08 Jun 2008 09:28:31 +0000 http://www.artipot.com/articles/148845/be-active-in-managing-your-accounts-receivables.htm http://www.artipot.com/articles/148760/cash-flow-for-the-start-up-business.htm Studies have shown that cash flow if not controlled can be the reck of any young business, it is wise to deal with it in the planning stage of any start up business. Sun, 08 Jun 2008 03:49:56 +0000 http://www.artipot.com/articles/148760/cash-flow-for-the-start-up-business.htm http://www.artipot.com/articles/141645/my-guide-to-debt-counseling-businesses.htm Here's a business idea that meets all the aspirations of the American Dream. You can start small with little or no investment, develop it in your spare time, and parlay it into a $100,000 a year income - all within the next twelve months or so. Mon, 26 May 2008 07:31:44 +0000 http://www.artipot.com/articles/141645/my-guide-to-debt-counseling-businesses.htm