http://www.artipot.com/authors/603/peter-kenny/ Latest articles by Peter Kenny from Artipot - your one-stop resource for free articles. http://www.artipot.com/articles/263623/ways-of-decreasing-your-personal-insurance-premiums.htm Health and medical insurance are two of the most popular types of personal insurance for which consumers look for so that they can have the coverage they need when they become ill or are injured in an accident of some kind Thu, 08 Jan 2009 05:49:11 +0000 http://www.artipot.com/articles/263623/ways-of-decreasing-your-personal-insurance-premiums.htm http://www.artipot.com/articles/251103/find-a-loan-with-no-early-repayment-fees.htm When you need to borrow money, you often do so with the knowledge that you will have to continue making the monthly payments for the life of the term. There are instances where your financial circumstances change or you may know that you will have enough money in the future to pay the outstanding balance of the loan in full Wed, 17 Dec 2008 07:31:53 +0000 http://www.artipot.com/articles/251103/find-a-loan-with-no-early-repayment-fees.htm http://www.artipot.com/articles/251005/saving-money-on-your-holiday-booking.htm Many people make the mistake of simply booking through a brochure and paying whatever price is asks for, but you can actually slash the cost of your holiday with a few simple steps Wed, 17 Dec 2008 05:24:53 +0000 http://www.artipot.com/articles/251005/saving-money-on-your-holiday-booking.htm http://www.artipot.com/articles/247144/summary-of-popular-credit-cards.htm A credit card is a very convenient and simple way to make purchases without having to carry around cash or a cheque book, and over recent years credit cards have become increasingly popular, with a wider range of credit cards coming onto the market Wed, 10 Dec 2008 05:38:45 +0000 http://www.artipot.com/articles/247144/summary-of-popular-credit-cards.htm http://www.artipot.com/articles/247062/take-control-of-your-finances.htm Reviewing your finances on a regular basis is an important part of good financial management, and you should make a comprehensive list of your income and outgoings, which you should refer to on a regular basis to ensure that it is up to date Wed, 10 Dec 2008 03:38:15 +0000 http://www.artipot.com/articles/247062/take-control-of-your-finances.htm http://www.artipot.com/articles/246006/what-are-travel-service-credit-cards.htm Travel service credit cards enable you to make purchases at home and abroad and to obtain cash from an ATM. Mon, 08 Dec 2008 16:59:03 +0000 http://www.artipot.com/articles/246006/what-are-travel-service-credit-cards.htm http://www.artipot.com/articles/244972/compare-finance-packages-online.htm There are all sorts of financial products available these days to suit most needs and pockets, and no matter what you are looking for and why you need finance you will find that the wide choice of products means that you should be able to get the finance package that you need Fri, 05 Dec 2008 22:14:41 +0000 http://www.artipot.com/articles/244972/compare-finance-packages-online.htm http://www.artipot.com/articles/243935/retail-reward-credit-cards-or-store-cards.htm No doubt you are well aware of the value and convenience of having a store credit card so that when you shop at that store and you see something that you need or would like to have you can make the purchase using your card Thu, 04 Dec 2008 04:49:49 +0000 http://www.artipot.com/articles/243935/retail-reward-credit-cards-or-store-cards.htm http://www.artipot.com/articles/243809/remortgage-or-take-out-a-secured-loan-which-is-better.htm With rising interest rates and the high costs of energy and fuel, many homeowners in the UK are faced with the prospect of having to borrow money to help them over some financial difficulties in their lives Thu, 04 Dec 2008 01:59:48 +0000 http://www.artipot.com/articles/243809/remortgage-or-take-out-a-secured-loan-which-is-better.htm http://www.artipot.com/articles/243201/is-it-worth-having-a-packaged-current-account.htm When it comes to bank accounts these days nothing is quite as straightforward as it used to be. In the past you either had a bank account or you did not and that was the end of that Wed, 03 Dec 2008 03:28:30 +0000 http://www.artipot.com/articles/243201/is-it-worth-having-a-packaged-current-account.htm http://www.artipot.com/articles/241113/suitable-credit-cards-for-those-that-travel.htm Taking a credit card abroad is a great way to enjoy ease, convenience, and security, as it means that you do not have to rely on cash and you do not have to worry about the hassle of travellers cheques Fri, 28 Nov 2008 17:04:35 +0000 http://www.artipot.com/articles/241113/suitable-credit-cards-for-those-that-travel.htm http://www.artipot.com/articles/234283/interest-only-and-repayment-mortgages.htm If you are thinking of taking out a mortgage there are a number of important decision that you will have to make in order to ensure that you make the right choice and that you get the best deal for your needs and circumstances Tue, 18 Nov 2008 21:34:14 +0000 http://www.artipot.com/articles/234283/interest-only-and-repayment-mortgages.htm http://www.artipot.com/articles/228175/how-to-find-affordable-loans.htm For many consumers it can be very difficult to find loans they can afford and there can be many factors that can affect the cost of a loan for an individual like bad credit or other similar issues Sun, 02 Nov 2008 12:54:18 +0000 http://www.artipot.com/articles/228175/how-to-find-affordable-loans.htm http://www.artipot.com/articles/223573/the-best-way-to-use-an-iva.htm These days there are a number of solutions available for those that have found themselves in unmanageable levels of debt, and one of these is known as the Individual Voluntary Arrangement, or IVA Over the past year or so IVAs have been heavily advertised by a range of companies that describe the IA as new government legislation that can help to write off around 75% of your debt Fri, 24 Oct 2008 01:20:00 +0000 http://www.artipot.com/articles/223573/the-best-way-to-use-an-iva.htm http://www.artipot.com/articles/215374/are-secured-loans-still-a-safe-bet.htm A secured loan is a loan that is secured against the property, and in effect is the same as a second mortgage. As with the mortgage itself failure to make repayments on your secured loan can result in the loss of your home, so anyone that is considering this sort of loan needs to bear in mind the importance of keeping up with repayments Thu, 09 Oct 2008 10:29:55 +0000 http://www.artipot.com/articles/215374/are-secured-loans-still-a-safe-bet.htm http://www.artipot.com/articles/213080/home-improvements-that-can-help-to-increase-the-value-of-your-home.htm As most people are aware the value of properties in the UK has been falling over recent months, and thousands of pounds have been wiped off the value of some homes, with many industry officials predicting that house prices will continue to fall over the coming months and even over the next couple of years Sat, 04 Oct 2008 21:39:51 +0000 http://www.artipot.com/articles/213080/home-improvements-that-can-help-to-increase-the-value-of-your-home.htm http://www.artipot.com/articles/213078/save-money-by-switching-your-utilities.htm Most households are now feeling the pinch when it comes to their finances, and for many it has become increasingly difficult to make ends meet and cope with monthly payments and outgoings Sat, 04 Oct 2008 21:35:48 +0000 http://www.artipot.com/articles/213078/save-money-by-switching-your-utilities.htm http://www.artipot.com/articles/212951/how-to-find-an-affordable-loan.htm For many consumers it can be very difficult to find loans they can afford and there can be many factors that can affect the cost of a loan for an individual like bad credit or other similar issues Fri, 03 Oct 2008 23:22:15 +0000 http://www.artipot.com/articles/212951/how-to-find-an-affordable-loan.htm http://www.artipot.com/articles/208335/know-what-to-look-for-with-a-0-balance-transfer-credit-card.htm If you have high interest rate credit cards with outstanding balances on them you may find that the monthly repayments that you are making on the cards are very high Thu, 25 Sep 2008 10:10:32 +0000 http://www.artipot.com/articles/208335/know-what-to-look-for-with-a-0-balance-transfer-credit-card.htm http://www.artipot.com/articles/208157/are-store-cards-worth-the-cost.htm Store cards have become very popular in recent years. While these are essentially the same as credit cards, you can only use them at one store the store whose name appears on the credit card and which issued you the card Thu, 25 Sep 2008 03:52:37 +0000 http://www.artipot.com/articles/208157/are-store-cards-worth-the-cost.htm http://www.artipot.com/articles/207671/how-difficult-can-it-be-to-get-adverse-credit-loans.htm It has always been a problem for people to get finance when they have either a low credit rating or a damaged credit history and with the financial market in the state it is currently in things have only become more difficult with lenders making the criteria for taking out loan more strict meaning fewer people are eligible for loans. Wed, 24 Sep 2008 10:44:16 +0000 http://www.artipot.com/articles/207671/how-difficult-can-it-be-to-get-adverse-credit-loans.htm http://www.artipot.com/articles/207487/tips-to-help-you-deal-with-credit-card-debt.htm The convenience of using a credit card for purchases of all kinds and cash transactions cannot be disputed. When you see an item that you want to buy but for which you do not have the cash on hand, you can easily get what you want when you use a credit card for the purchase Wed, 24 Sep 2008 03:35:53 +0000 http://www.artipot.com/articles/207487/tips-to-help-you-deal-with-credit-card-debt.htm http://www.artipot.com/articles/203892/improve-your-home-with-a-secured-loan.htm When you want to make improvements to your home and do not have the available cash on hand, many lenders will allow you to borrow varying amounts of money for this purpose Thu, 18 Sep 2008 00:51:54 +0000 http://www.artipot.com/articles/203892/improve-your-home-with-a-secured-loan.htm http://www.artipot.com/articles/203886/is-it-possible-to-save-by-switching-loan-providers.htm Many people who find themselves paying high rates of interest on their loans wonder if they could save money by switching to another UK lender. They are under the misconception that this will cost them money rather than help them save money Thu, 18 Sep 2008 00:39:06 +0000 http://www.artipot.com/articles/203886/is-it-possible-to-save-by-switching-loan-providers.htm http://www.artipot.com/articles/201297/should-you-go-to-your-own-bank-for-a-loan.htm In years gone by those looking to borrow money in the form of a loan had little option but to go to their own bank in order to try and get the finance that they needed, and even then there was no guarantee that they would get the money Sat, 13 Sep 2008 06:38:58 +0000 http://www.artipot.com/articles/201297/should-you-go-to-your-own-bank-for-a-loan.htm http://www.artipot.com/articles/201294/key-differences-between-secured-and-unsecured-loans.htm Getting a loan can be a long winded process, as there are many different loan products to choose from, with different loans available to suit different needs and circumstances Sat, 13 Sep 2008 06:32:37 +0000 http://www.artipot.com/articles/201294/key-differences-between-secured-and-unsecured-loans.htm http://www.artipot.com/articles/200075/getting-a-quick-decision-on-a-loan.htm If you are applying for any sort of loan the last thing that you want is to be kept on tenterhooks whilst you wait to find out whether you have been approved or not. These days there are no guarantees that you will be approved for a loan even if you think that your credit rating is worthy Thu, 11 Sep 2008 02:03:25 +0000 http://www.artipot.com/articles/200075/getting-a-quick-decision-on-a-loan.htm http://www.artipot.com/articles/196904/how-to-minimise-the-risk-of-rejection-for-finance.htm Whilst the UK has enjoyed many years of easy credit, with even those with damaged credit often able to get finance without any problems, things have changed radically in the financial markets over the past year Fri, 05 Sep 2008 07:08:01 +0000 http://www.artipot.com/articles/196904/how-to-minimise-the-risk-of-rejection-for-finance.htm http://www.artipot.com/articles/196877/how-does-shared-ownership-housing-work.htm Over recent months the mortgage market has fallen into a sharp decline as a result of the global credit crunch that swept across the nation last summer and has been wreaking havoc in the financial markets ever since Fri, 05 Sep 2008 06:16:11 +0000 http://www.artipot.com/articles/196877/how-does-shared-ownership-housing-work.htm http://www.artipot.com/articles/196827/currency-options-for-your-holidays.htm When you convert your currency in to the relevant foreign currency, whether in travellers cheques or cash, you should make sure that you shop around in order to get the best deal possible on your foreign currency Fri, 05 Sep 2008 03:47:25 +0000 http://www.artipot.com/articles/196827/currency-options-for-your-holidays.htm