http://www.artipot.com/authors/439/gordon-goodfellow/ Latest articles by Gordon Goodfellow from Artipot - your one-stop resource for free articles. http://www.artipot.com/articles/445146/an-individual-voluntary-agreement-can-rescue-your-finances.htm An Individual Voluntary Agreement, or IVA, can turn round your finances and your life forever. This legal instrument, usually called an Individual Voluntary Arrangement, is sometimes seen as a bankruptcy with a soft landing. This article explains in more detail. Tue, 22 Sep 2009 00:35:28 +0000 http://www.artipot.com/articles/445146/an-individual-voluntary-agreement-can-rescue-your-finances.htm http://www.artipot.com/articles/444124/do-you-have-an-unenforceable-credit-agreement.htm If you've been wondering at all the fuss about unenforceable credit agreements then here's how you can check to see if you need to pay any of those burdensome bills. This is especially useful if you have those pesky debt collectors on your back. Sun, 20 Sep 2009 23:42:28 +0000 http://www.artipot.com/articles/444124/do-you-have-an-unenforceable-credit-agreement.htm http://www.artipot.com/articles/435814/guarantor-loans-can-repair-your-credit-rating.htm Guarantor loans are a relatively new kid on the financial block. But did you know that they have a special role in beefing up your credit rating if it's been hit by the recent downturn? This article explains in more detail. Fri, 11 Sep 2009 02:46:27 +0000 http://www.artipot.com/articles/435814/guarantor-loans-can-repair-your-credit-rating.htm http://www.artipot.com/articles/375942/where-to-get-a-debt-consolidation-iva.htm If you're in financial difficulty then the only sensible way out is to apply for an IVA, or Individual Voluntary Arrangement, which is a statutory structured plan which writes off up to 60% of your debt immediately and then discharges the rest completely over five years. This is far better than a so-called debt consolidation loan which, as the name suggests, merely gets you... Tue, 23 Jun 2009 15:20:55 +0000 http://www.artipot.com/articles/375942/where-to-get-a-debt-consolidation-iva.htm http://www.artipot.com/articles/331222/what-to-do-about-business-insolvency.htm If you're facing business insolvency problems don't face them alone. There is a great deal of help for you, and these days you can fix all sorts of problems which are specific to your own business while safeguarding your own personal assets and those of your family. Fri, 17 Apr 2009 15:50:51 +0000 http://www.artipot.com/articles/331222/what-to-do-about-business-insolvency.htm http://www.artipot.com/articles/330685/alerts-when-0-apr-credit-cards-are-nearing-expiration.htm Getting a 0 APR credit card that genuinely saves you money over the longer term is not difficult. But make sure you get your card from a service that backs up your application with the guarantee of 0 APR credit cards for years down the line. This article shows you how easily this can be done. Thu, 16 Apr 2009 23:08:15 +0000 http://www.artipot.com/articles/330685/alerts-when-0-apr-credit-cards-are-nearing-expiration.htm http://www.artipot.com/articles/330678/the-benefits-of-using-0-apr-credits-cards-to-quickly-pay-off-existing-credit-card-balances.htm You'll probably want a 0 APR credit card which genuinely saves you money in the long term. The only way to ensure that is by getting your card from a service that backs up your application with the guarantee of 0 APR credit cards for years down the line. This article shows you how easily this can be done. Thu, 16 Apr 2009 23:01:35 +0000 http://www.artipot.com/articles/330678/the-benefits-of-using-0-apr-credits-cards-to-quickly-pay-off-existing-credit-card-balances.htm http://www.artipot.com/articles/329439/use-a-0-apr-credit-card-to-save-money.htm Did you know that you could use your 0 APR credit card to save money? Well, it's true. But make sure you get your card from a service that backs up your application with the guarantee of 0 APR credit cards for years down the line. This article shows you how. Wed, 15 Apr 2009 17:23:37 +0000 http://www.artipot.com/articles/329439/use-a-0-apr-credit-card-to-save-money.htm http://www.artipot.com/articles/327880/start-saving-today-with-0-apr-credit-cards.htm When you're looking round for the best credit card there are such a lot to choose from. But make sure you get your card from a service that backs up your application with the guarantee of 0 APR credit cards for years down the line. This article shows you how easily this can be done. Mon, 13 Apr 2009 20:33:13 +0000 http://www.artipot.com/articles/327880/start-saving-today-with-0-apr-credit-cards.htm http://www.artipot.com/articles/327861/0-apr-credit-cards-get-yours-and-reduce-stress-in-your-life.htm When you're looking round for the best 0 APR credit card there are such a lot to choose from. But make sure you get your card from a service that backs up your application with the guarantee of 0 APR credit cards for years down the line. This article shows you how. Mon, 13 Apr 2009 20:10:43 +0000 http://www.artipot.com/articles/327861/0-apr-credit-cards-get-yours-and-reduce-stress-in-your-life.htm http://www.artipot.com/articles/305662/how-to-get-business-credit-cards.htm There are are lots of great business credit cards available and the problem is often choosing which one is best for you. This article shows you a great resource that lets you review then apply for the card that's right for your business. Tue, 17 Mar 2009 00:01:14 +0000 http://www.artipot.com/articles/305662/how-to-get-business-credit-cards.htm http://www.artipot.com/articles/302032/how-to-get-the-most-from-0-apr-credit-cards.htm Most people would like to know how to get the most from 0 APR credit cards. But make sure you get your card from a service that promises you 0 APR credit cards for years after that. This article shows you how easily this can be done by using a free service. Wed, 11 Mar 2009 18:24:57 +0000 http://www.artipot.com/articles/302032/how-to-get-the-most-from-0-apr-credit-cards.htm http://www.artipot.com/articles/302031/how-to-obtain-0-apr-credit-cards.htm When you're wondering how to obtain 0 APR credit cards make sure you get your card from a service that backs up your application with the guarantee of 0 APR credit cards for years down the line. This article shows you how easily this can be done. Wed, 11 Mar 2009 18:23:46 +0000 http://www.artipot.com/articles/302031/how-to-obtain-0-apr-credit-cards.htm http://www.artipot.com/articles/302030/how-to-write-off-your-credit-card-debt.htm Many people think that you have to be insolvent or in great financial difficulty in order to write off your credit card debt. While provisions are made for people who are in such circumstances, actually anyone can look into whether their debts are unenforceable. This article explains how. Wed, 11 Mar 2009 18:22:48 +0000 http://www.artipot.com/articles/302030/how-to-write-off-your-credit-card-debt.htm http://www.artipot.com/articles/299041/how-to-get-the-best-out-of-0-apr-credit-cards.htm If you want to get the best out of your credit card there are things you should do and there are things that you should definitely not do. But whatever you do, make sure you get your card from a service that provides 0 APR credit cards and is able to do so for years down the line. This article shows you how. Sat, 07 Mar 2009 19:41:35 +0000 http://www.artipot.com/articles/299041/how-to-get-the-best-out-of-0-apr-credit-cards.htm http://www.artipot.com/articles/298689/how-to-write-off-credit-card-debt-legally.htm There is quite a lot of confusion about whether it is possible or indeed lawful to write off your debts. Recently a lot of vested interest (i.e. the banks, whose greed has finanlly caught up with them) suggest that it is not legal. This article explains what you are perfectly entitled to do in law to reduce your debts or write them off completely. Sat, 07 Mar 2009 03:52:46 +0000 http://www.artipot.com/articles/298689/how-to-write-off-credit-card-debt-legally.htm http://www.artipot.com/articles/296029/how-to-legally-write-off-credit-card-debt.htm In writing off credit card debt the blame lies with the lender for greedily booking business that it can't legally enforce in the first place, not with individuals for exercising their legal rights. But don't be overcharged for such services. You could actually do it yourself. This article explains. Wed, 04 Mar 2009 04:39:49 +0000 http://www.artipot.com/articles/296029/how-to-legally-write-off-credit-card-debt.htm http://www.artipot.com/articles/296006/where-to-apply-for-0-apr-credit-cards.htm Like many people you may be wondering where to apply for the best 0 APR credit card that's suitable for your own needs. But make sure you get your card from a service that also guarantees 0 APR credit cards for years to come. This article shows you how easy this is by using a free service. Wed, 04 Mar 2009 04:25:55 +0000 http://www.artipot.com/articles/296006/where-to-apply-for-0-apr-credit-cards.htm http://www.artipot.com/articles/292389/how-to-write-off-credit-card-debt.htm You don't have to be insolvent or in financial difficulties to write off your debt. The blame lies with the lender for booking business that it can't legally enforce - not with individuals for exercising their legal rights. Read all about it in this article. Fri, 27 Feb 2009 05:18:48 +0000 http://www.artipot.com/articles/292389/how-to-write-off-credit-card-debt.htm http://www.artipot.com/articles/278529/how-to-apply-for-0-interest-credit-card-offers.htm If you have ever wondered how to apply for 0 interest credit card offers then this article will help you. There are still lots of great deals out there if you know where to look, and some good free services that will save you lots over the years. Thu, 05 Feb 2009 00:58:22 +0000 http://www.artipot.com/articles/278529/how-to-apply-for-0-interest-credit-card-offers.htm http://www.artipot.com/articles/278519/how-to-get-the-best-secured-home-loan-quote.htm Ever wanted to know how to get the best secured home loan quote that is the best loan for your own situation? The problem, as ever, is the number of offers available. This article looks at the best ways to do this and how, by going online, you can get the largest number of lending specialists to compete for your business, thus ensuring the best possible deal. Thu, 05 Feb 2009 00:50:26 +0000 http://www.artipot.com/articles/278519/how-to-get-the-best-secured-home-loan-quote.htm http://www.artipot.com/articles/277747/how-to-apply-for-0-apr-balance-transfers.htm If you have ever wondered how to apply for 0 APR balance transfers to get the best deal then this article is for you. Because some offers are better than others, you need to know the best way to go about it and avoid the pitfalls that other people discover to their cost. Wed, 04 Feb 2009 00:39:19 +0000 http://www.artipot.com/articles/277747/how-to-apply-for-0-apr-balance-transfers.htm http://www.artipot.com/articles/277743/how-to-get-the-best-secured-home-loan.htm Ever wanted to know how to get a secured home loan that is the best loan for your own circumstances? This article looks at the best ways to do this and how you can get the widest possible number of lending specialists to compete for your business, therefore ensuring the best deal possible. There are still great deals out there despite the credit crunch. Wed, 04 Feb 2009 00:33:32 +0000 http://www.artipot.com/articles/277743/how-to-get-the-best-secured-home-loan.htm http://www.artipot.com/articles/277602/write-off-credit-card-debt-how-to-legally-write-off-credit-card-debt-by-as-much-as-90.htm The burden of personal debt has become so huge that most people think the problem cannot be resolved. But it can. Two perfectly legal procedures can be carried out on your finances to wipe out the bulk of your personal debt in a matter of weeks. Tue, 03 Feb 2009 18:27:44 +0000 http://www.artipot.com/articles/277602/write-off-credit-card-debt-how-to-legally-write-off-credit-card-debt-by-as-much-as-90.htm http://www.artipot.com/articles/276714/how-to-apply-for-0-interest-apr-balance-transfers.htm If you have ever wondered how to apply for 0 interest APR balance transfers then you will have seen the many offers available. But what's the best deal for you? This article looks at the issue and shows some great free resources that can save you a small fortune. Mon, 02 Feb 2009 17:17:45 +0000 http://www.artipot.com/articles/276714/how-to-apply-for-0-interest-apr-balance-transfers.htm http://www.artipot.com/articles/276233/how-to-make-the-best-secured-loan-application.htm Ever wanted to know how to make a secured loan application that will result in the best loan offer for your own circumstances? This article looks at the best ways to do this and how, by going online, you can get the widest possible number of lending specialists to compete for your business, thus ensuring the best deal possible. Sun, 01 Feb 2009 10:56:08 +0000 http://www.artipot.com/articles/276233/how-to-make-the-best-secured-loan-application.htm http://www.artipot.com/articles/273989/how-to-get-the-best-secured-loan.htm Ever wanted to know how to get the best secured loan from the many that are available now? Despite the economy there are still lots of great offers out there, so you just have to know where to look. This article sets you off in the right direction. Wed, 28 Jan 2009 06:18:37 +0000 http://www.artipot.com/articles/273989/how-to-get-the-best-secured-loan.htm http://www.artipot.com/articles/273976/how-to-apply-for-zero-interest-apr-credit-cards.htm If you've ever wondered how to apply for zero interest APR credit cards you may have been a bit overwhelmed by the number of great offers available now. It seems that all the credit card suppliers are competing with each other to get our business. This article shows how you can make the most of that. Wed, 28 Jan 2009 06:01:37 +0000 http://www.artipot.com/articles/273976/how-to-apply-for-zero-interest-apr-credit-cards.htm http://www.artipot.com/articles/273277/how-to-apply-for-a-secured-home-loan.htm Ever wanted to know how to apply for a secured home loan that is the best loan for your own circumstances? This article looks at the best ways to do this and how, by going online, you can get the widest possible number of lending specialists to compete for your business, thus ensuring the best deal possible. Tue, 27 Jan 2009 09:04:01 +0000 http://www.artipot.com/articles/273277/how-to-apply-for-a-secured-home-loan.htm http://www.artipot.com/articles/273239/how-to-apply-for-zero-interest-balance-transfer-credit-cards.htm If you have ever wondered how to apply for zero interest balance transfer credit cards then you are in good company. The number of great offers available right now means that the choice itself can be overwhelming. This article points you in the right direction. Tue, 27 Jan 2009 07:52:19 +0000 http://www.artipot.com/articles/273239/how-to-apply-for-zero-interest-balance-transfer-credit-cards.htm