http://www.artipot.com/authors/15388/ric-bai/ Latest articles by Ric Bai from Artipot - your one-stop resource for free articles. http://www.artipot.com/articles/267295/credit-questions.htm It's always interesting during these challenging times to explore the many credit questions we get. With any situation you need to get as much knowledge as you can... Thu, 15 Jan 2009 12:51:49 +0000 http://www.artipot.com/articles/267295/credit-questions.htm http://www.artipot.com/articles/267291/recession-survival-tips.htm Are the good times gone? Are we going to starve to death? I would say Yes and No. Money makes the world go round and the money is stuck somewhere in the banks for now. Thu, 15 Jan 2009 12:48:02 +0000 http://www.artipot.com/articles/267291/recession-survival-tips.htm http://www.artipot.com/articles/266168/job-search-tips.htm In this year 2009 we can see that it's going to be a extremely challenging year to find a job. There are some things you can do to tip the scales.... Tue, 13 Jan 2009 10:36:54 +0000 http://www.artipot.com/articles/266168/job-search-tips.htm http://www.artipot.com/articles/266145/getting-to-know-copd.htm COPD stands Chronic Obstructive Pulmonary Disease, here we go another disease for the drug companies to capitalize on. So what the heck is this... Tue, 13 Jan 2009 10:15:00 +0000 http://www.artipot.com/articles/266145/getting-to-know-copd.htm http://www.artipot.com/articles/266143/life-direction-coach-becoming-a-coach.htm What is a Life Direction Coach and Why? The why first. Even the best of the best use coaches. Basketball, baseball, hockey, they all need coaches.... Tue, 13 Jan 2009 10:14:15 +0000 http://www.artipot.com/articles/266143/life-direction-coach-becoming-a-coach.htm http://www.artipot.com/articles/260175/3-keys-turning-adversity-into-opportunity.htm If you look at a glass of water do you see it as "Half Full or Half Empty"? Do you view another day as a Opportunity or a another drag.... Sat, 03 Jan 2009 03:59:49 +0000 http://www.artipot.com/articles/260175/3-keys-turning-adversity-into-opportunity.htm http://www.artipot.com/articles/259995/selling-solutions-solving-problems-a-recession-proof-business.htm Something that has never lacked demand are Solutions because there has always been Problems. The type of problem may be different, but problems themselves never die Sat, 03 Jan 2009 01:04:45 +0000 http://www.artipot.com/articles/259995/selling-solutions-solving-problems-a-recession-proof-business.htm http://www.artipot.com/articles/258211/what-is-homeopatic-medicine.htm I have often been asked what is Homeopathy? It is a form of health care that developed in Germany and has been practiced in the United States... Tue, 30 Dec 2008 11:42:57 +0000 http://www.artipot.com/articles/258211/what-is-homeopatic-medicine.htm http://www.artipot.com/articles/258210/4-ways-to-prevent-a-recession-from-becoming-a-depression.htm These days it always seems to be something and to add more stress now we have a economic recession. This is causing a Depressive state of mind for many people.... Tue, 30 Dec 2008 11:42:29 +0000 http://www.artipot.com/articles/258210/4-ways-to-prevent-a-recession-from-becoming-a-depression.htm http://www.artipot.com/articles/254052/online-business-expands-as-newspapers-fold.htm Are people getting tired of newspapers or is that one place they cut during hard times? Maybe both, but we are starting to see the first signs of this trend.... Mon, 22 Dec 2008 17:02:07 +0000 http://www.artipot.com/articles/254052/online-business-expands-as-newspapers-fold.htm http://www.artipot.com/articles/249360/preparing-for-bankruptcy.htm There is a lot of information about the differences and qualifications for Chapter 7 and 13, but how about the preparation before you actually sign on the dotted line... Sat, 13 Dec 2008 10:28:59 +0000 http://www.artipot.com/articles/249360/preparing-for-bankruptcy.htm http://www.artipot.com/articles/249326/how-to-live-without-credit.htm In a world where credit is the life blood of our society how does one survive without it. Now that credit lines are being reduced .... Sat, 13 Dec 2008 09:50:10 +0000 http://www.artipot.com/articles/249326/how-to-live-without-credit.htm http://www.artipot.com/articles/245105/12-reasons-to-start-a-internet-business.htm Why in the world would you want to start a business online? It's so crowded and scams seem to be on every corner. It's like any other business in some ways .... Sat, 06 Dec 2008 01:09:51 +0000 http://www.artipot.com/articles/245105/12-reasons-to-start-a-internet-business.htm http://www.artipot.com/articles/242820/bankruptcy-how-to-choose-a-lawyer.htm If you choose to file bankruptcy and you decide to use a lawyer how do you determine who to use. The answer is simple.... Tue, 02 Dec 2008 16:05:09 +0000 http://www.artipot.com/articles/242820/bankruptcy-how-to-choose-a-lawyer.htm http://www.artipot.com/articles/242819/medicine-brand-name-versus-generic.htm Are you afraid to take generic medication because....I have been asked this question many times and from a variety of people. Tue, 02 Dec 2008 16:04:25 +0000 http://www.artipot.com/articles/242819/medicine-brand-name-versus-generic.htm http://www.artipot.com/articles/240632/credit-problems-its-not-all-your-fault.htm Are you feeling confused or guilty about your credit problems? There is a lot of blame to go around. Don't feel you have to shoulder the load..... Thu, 27 Nov 2008 11:47:29 +0000 http://www.artipot.com/articles/240632/credit-problems-its-not-all-your-fault.htm http://www.artipot.com/articles/240628/supplements-when-not-to-use.htm Supplements, vitamins and even prescription medication there is a time NOT to take them. I am as big an advocate for natural healing as anybody, but .... Thu, 27 Nov 2008 11:38:40 +0000 http://www.artipot.com/articles/240628/supplements-when-not-to-use.htm http://www.artipot.com/articles/233098/3-steps-for-debt-relief.htm The word Debt can be associated with the words Stress and Bondage. That seems to be the case these days as many people are straddled with debt and don't know what to do. There are 3 things you want to consider....... Mon, 17 Nov 2008 08:49:14 +0000 http://www.artipot.com/articles/233098/3-steps-for-debt-relief.htm http://www.artipot.com/articles/233097/cancer-3-purposes-of-a-tumor.htm Usually associated with cancer are tumors. Tumors are: an abnormal growth of tissue resulting from uncontrolled, progressive multiplication of cells and serving .... Mon, 17 Nov 2008 08:48:23 +0000 http://www.artipot.com/articles/233097/cancer-3-purposes-of-a-tumor.htm http://www.artipot.com/articles/231360/cancer-alternatives-that-turn-the-tables.htm Beating Cancer, how can you possibly beat cancer when the treatments for it are killing good cells too? You actually have two battles the physical and the mental. Thu, 13 Nov 2008 19:39:49 +0000 http://www.artipot.com/articles/231360/cancer-alternatives-that-turn-the-tables.htm http://www.artipot.com/articles/230409/debt-relief-3-obstacles-you-need-to-overcome.htm Unfortunately you can't take a Rolaid for Debt Relief. Acutely debt can provoke you to start taking Rolaids because of it's toll on your health. I came face to face with debt because ..... Tue, 11 Nov 2008 09:47:40 +0000 http://www.artipot.com/articles/230409/debt-relief-3-obstacles-you-need-to-overcome.htm http://www.artipot.com/articles/230408/bankruptcy-how-to-make-the-right-choice.htm How do you know Bankruptcy is right for you? Has the economy turned you situation around so fast that bankruptcy is an option. If you are considering bankruptcy you need to know what changes were implemented .... Tue, 11 Nov 2008 09:45:27 +0000 http://www.artipot.com/articles/230408/bankruptcy-how-to-make-the-right-choice.htm http://www.artipot.com/articles/228251/traffic-jam-a-new-way-to-advertise.htm To get Traffic to your website we first have to explore what traffic is. Traffic is a person in search of something or better yet a person searching for what you are selling. Sun, 02 Nov 2008 14:56:51 +0000 http://www.artipot.com/articles/228251/traffic-jam-a-new-way-to-advertise.htm http://www.artipot.com/articles/227344/wall-street-10-billion-in-bonuses.htm Did you hear the latest numbers Wall streeters came up with which they feel they deserve in Bonuses? 10 Billion or something around there. Then the whisper ... Fri, 31 Oct 2008 19:19:06 +0000 http://www.artipot.com/articles/227344/wall-street-10-billion-in-bonuses.htm http://www.artipot.com/articles/226279/anti-aging-nutrients-for-inside-and-out.htm Anti aging? Anti means opposed to, we can't oppose Aging it's going to happen. Instead lets embrace it and understand how we can age in health. I don't want my last years fighting what we can't stop. Thu, 30 Oct 2008 06:06:26 +0000 http://www.artipot.com/articles/226279/anti-aging-nutrients-for-inside-and-out.htm http://www.artipot.com/articles/226277/beyond-wallstreet-middle-class-survival.htm Didn't we all get caught up in the Easy Money bubble? Of course most people, businesses and our government did, but I don't think anyone anticipated the repercussions here and abroad. Thu, 30 Oct 2008 06:03:58 +0000 http://www.artipot.com/articles/226277/beyond-wallstreet-middle-class-survival.htm http://www.artipot.com/articles/224871/american-dream-lost-or-found.htm The American dream is still alive for a few, but for the average person it's a traditional dying dream. Why, well it's our fault you and I. We have allowed the capital in "Capitalism" to flow to the top Mon, 27 Oct 2008 10:18:42 +0000 http://www.artipot.com/articles/224871/american-dream-lost-or-found.htm http://www.artipot.com/articles/223858/5-ways-to-stress-away-stress.htm In the realm of Health stress is defined as: a physical, mental, or emotional strain or tension: Worry over _________ you fill in the blank. Stress is one of the most debilitating Fri, 24 Oct 2008 16:16:12 +0000 http://www.artipot.com/articles/223858/5-ways-to-stress-away-stress.htm http://www.artipot.com/articles/223168/starting-a-internet-business-on-a-tomato-soup-budget.htm What does starting a internet business have to do with Tomato Soup? In times when money was tight tomato soap was made from ketchup and hot water. Now you can start a internet business with FREE tools on a tomato soup budget. Thu, 23 Oct 2008 04:11:57 +0000 http://www.artipot.com/articles/223168/starting-a-internet-business-on-a-tomato-soup-budget.htm http://www.artipot.com/articles/219996/credit-repair-made-easy.htm There are many forms of credit but the one were concerned about is this one: the provision of money, goods, or services with the expectation of future payment. Now Fico is the measurement of your credit risk which is Fri, 17 Oct 2008 07:02:25 +0000 http://www.artipot.com/articles/219996/credit-repair-made-easy.htm