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    <title>Artipot: Steven Clarke's Latest Articles</title>
    <link>http://www.artipot.com/authors/14151/steven-clarke/</link>
    <description>Latest articles by Steven Clarke from Artipot - your one-stop resource for free articles.</description>
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      <title>Beware the Pitfalls When Looking For Cheap Mortgages</title>
      <link>http://www.artipot.com/articles/230091/beware-the-pitfalls-when-looking-for-cheap-mortgages.htm</link>
      <description>Mortgages can be expensive and exhausting financial commitments It is understandable if you find a great deal to want to take it straight away, but when is what looks like a cheap mortgage really a good offer</description>
      <pubDate>Mon, 10 Nov 2008 02:34:47 +0000</pubDate>
      <guid>http://www.artipot.com/articles/230091/beware-the-pitfalls-when-looking-for-cheap-mortgages.htm</guid>
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      <title>The Many Advantages of Using a Mortgage Broker</title>
      <link>http://www.artipot.com/articles/230089/the-many-advantages-of-using-a-mortgage-broker.htm</link>
      <description>Going to a mortgage broker can take much of the work out of trawling the market for the best deal when buying your new house (or going for a remortgage) At the simplest level, they are there to find and compare best mortgage quotes from a range of products on your behalf</description>
      <pubDate>Mon, 10 Nov 2008 02:20:42 +0000</pubDate>
      <guid>http://www.artipot.com/articles/230089/the-many-advantages-of-using-a-mortgage-broker.htm</guid>
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      <title>Going it Alone or Using a Mortgage Broker, The Choice is Yours</title>
      <link>http://www.artipot.com/articles/230087/going-it-alone-or-using-a-mortgage-broker-the-choice-is-yours.htm</link>
      <description>The process of finding, buying and moving into a new house can be stressful enough, and choosing the right kind of mortgage for your circumstances can add another layer of complexity to the proceedings This is especially true if you choose to handle it all yourself rather than going through a mortgage broker</description>
      <pubDate>Mon, 10 Nov 2008 02:06:58 +0000</pubDate>
      <guid>http://www.artipot.com/articles/230087/going-it-alone-or-using-a-mortgage-broker-the-choice-is-yours.htm</guid>
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      <title>Finding Cheap Mortgages, Whatever Your Situation</title>
      <link>http://www.artipot.com/articles/229679/finding-cheap-mortgages-whatever-your-situation.htm</link>
      <description>The world of mortgages might seem complicated and expensive, but you could still find a cheap mortgage, whatever your situation Though there are hundreds of mortgage products on the market from various lenders, there are really only a limited number of mortgage types out there</description>
      <pubDate>Sat, 08 Nov 2008 05:48:35 +0000</pubDate>
      <guid>http://www.artipot.com/articles/229679/finding-cheap-mortgages-whatever-your-situation.htm</guid>
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      <title>Tracker Rates: Options Your Mortgage Broker Should Present</title>
      <link>http://www.artipot.com/articles/229678/tracker-rates-options-your-mortgage-broker-should-present.htm</link>
      <description>Although mortgage lending has become more restricted recently, there is still a wide range of options to consider when looking for mortgage quotes Due to the current economic turmoil, it is particularly relevant to discuss with your mortgage broker not just what the best deal is now, but how things are likely to change in the future</description>
      <pubDate>Sat, 08 Nov 2008 05:41:19 +0000</pubDate>
      <guid>http://www.artipot.com/articles/229678/tracker-rates-options-your-mortgage-broker-should-present.htm</guid>
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      <title>Why Not All Mortgage Brokers Are Equal</title>
      <link>http://www.artipot.com/articles/229676/why-not-all-mortgage-brokers-are-equal.htm</link>
      <description>It is your broker's job to compare best mortgage quotes on your behalf However, it is important to understand that - although they are obliged under the Financial Services Authority's regulations to procure the best deal for you - they only have to compare the quotes that are available to them</description>
      <pubDate>Sat, 08 Nov 2008 05:27:23 +0000</pubDate>
      <guid>http://www.artipot.com/articles/229676/why-not-all-mortgage-brokers-are-equal.htm</guid>
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      <title>Save Time When Searching For Cheap Mortgages</title>
      <link>http://www.artipot.com/articles/229666/save-time-when-searching-for-cheap-mortgages.htm</link>
      <description>Getting a cheap mortgage may seem like a daunting prospect The process of getting a mortgage can be long, complicated and confusing, and the idea of taking on such a big financial commitment could deter you from engaging in the process with much enthusiasm</description>
      <pubDate>Sat, 08 Nov 2008 03:55:21 +0000</pubDate>
      <guid>http://www.artipot.com/articles/229666/save-time-when-searching-for-cheap-mortgages.htm</guid>
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      <title>Top Tips For Getting a Cheap Mortgage Deal</title>
      <link>http://www.artipot.com/articles/229665/top-tips-for-getting-a-cheap-mortgage-deal.htm</link>
      <description>Mortgages don't have to be as expensive as you might think With some research, a shrewd outlook and patience, you can usually find a cheap mortgage that suits your personal circumstances, without spending a long time trawling through mortgage quotes</description>
      <pubDate>Sat, 08 Nov 2008 03:48:39 +0000</pubDate>
      <guid>http://www.artipot.com/articles/229665/top-tips-for-getting-a-cheap-mortgage-deal.htm</guid>
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      <title>Mortgage Comparison Can Save You Money</title>
      <link>http://www.artipot.com/articles/226188/mortgage-comparison-can-save-you-money.htm</link>
      <description>Whenever you buy any product in a shop, it makes good economic sense to assess and compare the products on offer Is the product good quality</description>
      <pubDate>Thu, 30 Oct 2008 03:06:43 +0000</pubDate>
      <guid>http://www.artipot.com/articles/226188/mortgage-comparison-can-save-you-money.htm</guid>
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      <title>Applying For Cheap Loans Online: The Basics</title>
      <link>http://www.artipot.com/articles/226076/applying-for-cheap-loans-online-the-basics.htm</link>
      <description>The loan market is always competitive whatever the financial conditions of the day, and there are at any one time a wide range of cheap loans out there for those with the willingness and tools to research the market Online loan comparison services are among the best tools to hand - and can analyse a vast range of competitively priced UK loan products in a matter of seconds</description>
      <pubDate>Wed, 29 Oct 2008 23:13:29 +0000</pubDate>
      <guid>http://www.artipot.com/articles/226076/applying-for-cheap-loans-online-the-basics.htm</guid>
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      <title>Mortgage Comparison: Benefiting in the Future</title>
      <link>http://www.artipot.com/articles/226059/mortgage-comparison-benefiting-in-the-future.htm</link>
      <description>Finding the best mortgage deal can seem daunting, complicated and lengthy at first With hundreds of mortgage products on the market, each offering a different set of extras and incentives, it is can be difficult to know where to even start looking, let alone which product is the best for you</description>
      <pubDate>Wed, 29 Oct 2008 22:27:26 +0000</pubDate>
      <guid>http://www.artipot.com/articles/226059/mortgage-comparison-benefiting-in-the-future.htm</guid>
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      <title>Cheap Loans: Saving Money in a Competitive Market</title>
      <link>http://www.artipot.com/articles/226057/cheap-loans-saving-money-in-a-competitive-market.htm</link>
      <description>For many borrowers, the search for a cheap loan may initially seem daunting There are hundreds of competitive loan providers and finding the right one can seem like an endless task</description>
      <pubDate>Wed, 29 Oct 2008 22:13:19 +0000</pubDate>
      <guid>http://www.artipot.com/articles/226057/cheap-loans-saving-money-in-a-competitive-market.htm</guid>
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      <title>Five Reasons Why Adventure Holidays Scream For Travel Insurance</title>
      <link>http://www.artipot.com/articles/223499/five-reasons-why-adventure-holidays-scream-for-travel-insurance.htm</link>
      <description>It is a good idea to purchase travel insurance before you embark on any holiday Even if your plans are relatively safe such as driving in the countryside and picnicking, you need travel insurance</description>
      <pubDate>Thu, 23 Oct 2008 21:20:56 +0000</pubDate>
      <guid>http://www.artipot.com/articles/223499/five-reasons-why-adventure-holidays-scream-for-travel-insurance.htm</guid>
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      <title>Cyprus Property Purchases: Legal Considerations</title>
      <link>http://www.artipot.com/articles/221282/cyprus-property-purchases-legal-considerations.htm</link>
      <description>Whenever you buy property abroad, there are some legal considerations and expectations that catch you by surprise Sometimes the surprise is small; sometimes it is great, but there is always something that you learn during the process</description>
      <pubDate>Sun, 19 Oct 2008 21:50:08 +0000</pubDate>
      <guid>http://www.artipot.com/articles/221282/cyprus-property-purchases-legal-considerations.htm</guid>
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      <title>Travel Insurance Advice: Being Uninsured Could Really End up Costing</title>
      <link>http://www.artipot.com/articles/221272/travel-insurance-advice-being-uninsured-could-really-end-up-costing.htm</link>
      <description>Going on a holiday is an exciting time Holidays allow you to see things, experience things and get away from the stress and worry of everyday life</description>
      <pubDate>Sun, 19 Oct 2008 21:35:35 +0000</pubDate>
      <guid>http://www.artipot.com/articles/221272/travel-insurance-advice-being-uninsured-could-really-end-up-costing.htm</guid>
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      <title>Low Cost Opportunities in Cyprus Property</title>
      <link>http://www.artipot.com/articles/221267/low-cost-opportunities-in-cyprus-property.htm</link>
      <description>Following the adoption of the Euro by the Republic of Cyprus earlier this year, the relative cost of Cyprus property has increased with a corresponding drop in foreign investment interest However, re-introduction of fiscal policies such as tax breaks and incentives for property owners domiciled in Cyprus, along with changes in domestic politics means that investment interest...</description>
      <pubDate>Sun, 19 Oct 2008 21:28:58 +0000</pubDate>
      <guid>http://www.artipot.com/articles/221267/low-cost-opportunities-in-cyprus-property.htm</guid>
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      <title>Investing in Cyprus Property For Retirement</title>
      <link>http://www.artipot.com/articles/221264/investing-in-cyprus-property-for-retirement.htm</link>
      <description>For anyone developing an overseas property investment portfolio or seeking a retirement home, investment in Cyprus property could provide high levels of investment return or provide an idyllic location for a second home The Cyprus property market is highly dependent on foreign investment, and whilst a strong Euro has made southern Cyprus property more expensive, there are a...</description>
      <pubDate>Sun, 19 Oct 2008 21:22:34 +0000</pubDate>
      <guid>http://www.artipot.com/articles/221264/investing-in-cyprus-property-for-retirement.htm</guid>
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      <title>Cheap Travel Insurance: How to Find It</title>
      <link>http://www.artipot.com/articles/220185/cheap-travel-insurance-how-to-find-it.htm</link>
      <description>Travel insurance: It protects you when you need protecting the most It gives you financial security in a land that is not your own, when you are facing circumstances that are beyond your control</description>
      <pubDate>Fri, 17 Oct 2008 14:28:20 +0000</pubDate>
      <guid>http://www.artipot.com/articles/220185/cheap-travel-insurance-how-to-find-it.htm</guid>
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      <title>Annual Travel Insurance: Do You Need It?</title>
      <link>http://www.artipot.com/articles/220181/annual-travel-insurance-do-you-need-it.htm</link>
      <description>Travel insurance is a necessity if you plan to travel away from home This is especially true if you plan to travel abroad</description>
      <pubDate>Fri, 17 Oct 2008 14:21:28 +0000</pubDate>
      <guid>http://www.artipot.com/articles/220181/annual-travel-insurance-do-you-need-it.htm</guid>
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      <title>Maximise Your Chances of a Loan Approval With a Great Loan Application</title>
      <link>http://www.artipot.com/articles/220180/maximise-your-chances-of-a-loan-approval-with-a-great-loan-application.htm</link>
      <description>People don't fill out loan quote applications for the pleasure of doing paperwork The goal is to get a loan</description>
      <pubDate>Fri, 17 Oct 2008 14:14:44 +0000</pubDate>
      <guid>http://www.artipot.com/articles/220180/maximise-your-chances-of-a-loan-approval-with-a-great-loan-application.htm</guid>
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      <title>Property in Cyprus Investment Market</title>
      <link>http://www.artipot.com/articles/220177/property-in-cyprus-investment-market.htm</link>
      <description>Individuals looking for a retirement home or second home overseas may find their answer in a property in Cyprus The property in Cyprus market has been booming for the last five years, but is the bubble about to burst, or can continued growth be expected</description>
      <pubDate>Fri, 17 Oct 2008 14:04:11 +0000</pubDate>
      <guid>http://www.artipot.com/articles/220177/property-in-cyprus-investment-market.htm</guid>
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      <title>Property in Cyprus : A Good Bet For Investors?</title>
      <link>http://www.artipot.com/articles/220175/property-in-cyprus-a-good-bet-for-investors.htm</link>
      <description>For anyone developing an overseas property investment portfolio, investment in property in Cyprus could provide high levels of investment return The Cyprus property market is highly dependent on foreign investment, and whilst a strong Euro has made southern property in Cyprus more expensive, there are a range of other factors that are expected to increase holiday market...</description>
      <pubDate>Fri, 17 Oct 2008 13:58:04 +0000</pubDate>
      <guid>http://www.artipot.com/articles/220175/property-in-cyprus-a-good-bet-for-investors.htm</guid>
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      <title>Cheap Travel Insurance: Why You Need to Be Covered When You Travel</title>
      <link>http://www.artipot.com/articles/219022/cheap-travel-insurance-why-you-need-to-be-covered-when-you-travel.htm</link>
      <description>If you travel often or book family holidays, you'll have been offered travel insurance Maybe you didn't see the need at the time to pay for the extra insurance, and maybe you made a good call</description>
      <pubDate>Wed, 15 Oct 2008 17:41:57 +0000</pubDate>
      <guid>http://www.artipot.com/articles/219022/cheap-travel-insurance-why-you-need-to-be-covered-when-you-travel.htm</guid>
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      <title>Property in Turkey: Most Popular Places to Buy</title>
      <link>http://www.artipot.com/articles/219004/property-in-turkey-most-popular-places-to-buy.htm</link>
      <description>Turkey is fast becoming the new place for property investments Experts say that British interest in Turkey property has tripled over the past year</description>
      <pubDate>Wed, 15 Oct 2008 17:14:29 +0000</pubDate>
      <guid>http://www.artipot.com/articles/219004/property-in-turkey-most-popular-places-to-buy.htm</guid>
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      <title>Turkish Property: An Overview of the Market</title>
      <link>http://www.artipot.com/articles/217841/turkish-property-an-overview-of-the-market.htm</link>
      <description>Over the past five years, more people have begun to look towards Turkey as a place to travel and work Laws that have kept expatriates from owning property in Turkey have now been lifted, and many are seizing the opportunity to invest in property in this growing market</description>
      <pubDate>Tue, 14 Oct 2008 02:55:58 +0000</pubDate>
      <guid>http://www.artipot.com/articles/217841/turkish-property-an-overview-of-the-market.htm</guid>
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      <title>Holiday Property In Turkey: Four Things You Should Consider</title>
      <link>http://www.artipot.com/articles/217837/holiday-property-in-turkey-four-things-you-should-consider.htm</link>
      <description>While buying holiday property is nothing new to Brits, buying holiday property in Turkey is Until recently, Turkey blocked foreign nationals from owning property</description>
      <pubDate>Tue, 14 Oct 2008 02:41:59 +0000</pubDate>
      <guid>http://www.artipot.com/articles/217837/holiday-property-in-turkey-four-things-you-should-consider.htm</guid>
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      <title>Four Ways Your Cyprus Property Can Make Money</title>
      <link>http://www.artipot.com/articles/217812/four-ways-your-cyprus-property-can-make-money.htm</link>
      <description>Today, owning property in Cyprus is what dreams are made of It's the new, hot destination that has everyone clamoring for their wallet in order to purchase a piece of the property action</description>
      <pubDate>Tue, 14 Oct 2008 01:55:47 +0000</pubDate>
      <guid>http://www.artipot.com/articles/217812/four-ways-your-cyprus-property-can-make-money.htm</guid>
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      <title>Cyprus Property: Your Guide to What's HOT</title>
      <link>http://www.artipot.com/articles/217805/cyprus-property-your-guide-to-whats-hot.htm</link>
      <description>If you haven't heard about the property buzz on Cyprus, then it's about time that you did People from all over are clamoring to this once forgotten island to buy their piece of island paradise</description>
      <pubDate>Tue, 14 Oct 2008 01:49:09 +0000</pubDate>
      <guid>http://www.artipot.com/articles/217805/cyprus-property-your-guide-to-whats-hot.htm</guid>
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      <title>Cheap Travel Insurance: How the Web Has Made it Easy to Find Great Deals</title>
      <link>http://www.artipot.com/articles/217600/cheap-travel-insurance-how-the-web-has-made-it-easy-to-find-great-deals.htm</link>
      <description>The internet has changed the world in which we live Things that were never before possible are now possible thanks to the World Wide Web</description>
      <pubDate>Mon, 13 Oct 2008 20:20:32 +0000</pubDate>
      <guid>http://www.artipot.com/articles/217600/cheap-travel-insurance-how-the-web-has-made-it-easy-to-find-great-deals.htm</guid>
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      <title>Real Estate Investments: Why You Should Buy Cyprus Property</title>
      <link>http://www.artipot.com/articles/217089/real-estate-investments-why-you-should-buy-cyprus-property.htm</link>
      <description>Properties in Cyprus are selling like hotcakes, and there are very good reasons why Before we get into that, though, let's take a minute or two to talk about real estate investments as a whole</description>
      <pubDate>Sun, 12 Oct 2008 22:13:37 +0000</pubDate>
      <guid>http://www.artipot.com/articles/217089/real-estate-investments-why-you-should-buy-cyprus-property.htm</guid>
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