http://www.artipot.com/authors/13581/doc-schmyz/ Latest articles by Doc Schmyz from Artipot - your one-stop resource for free articles. http://www.artipot.com/articles/409148/talk-to-your-lender-about-saving-your-home-from-foreclosure.htm When your home is on the verge of foreclosure, you certainly will do anything possible to save it. But the problem is how you will do it. The first thing, among many, is going to your lender/banker and asking for help. Sat, 08 Aug 2009 15:20:35 +0000 http://www.artipot.com/articles/409148/talk-to-your-lender-about-saving-your-home-from-foreclosure.htm http://www.artipot.com/articles/388209/foreclosure-scams-what-you-need-to-know.htm Home foreclosure is a VERY common problem that people face today. More often than not it starts from one missed payment which the spirals out of control. Before you know it you have missed three or four payments and the lender/ bank wants you to pay everything you owe all at once. Now the home owner panics and is looking for some type of "help". Mon, 13 Jul 2009 11:47:40 +0000 http://www.artipot.com/articles/388209/foreclosure-scams-what-you-need-to-know.htm http://www.artipot.com/articles/381925/work-out-your-foreclosure-and-keep-your-home.htm The last thing anyone wants to loose is your house. Unfortunately even though we know this fact, sometimes we tend to take our mortgage payments for granted and end up loosing our homes. When a borrower fails to pay his or her mortgage for a number of payments (usually 5 or 6) the lender will issue a foreclosure by selling the house or repossessing it. Fri, 03 Jul 2009 09:29:03 +0000 http://www.artipot.com/articles/381925/work-out-your-foreclosure-and-keep-your-home.htm http://www.artipot.com/articles/378838/home-foreclosure-who-the-heck-is-calling-my-house-and-why.htm Home foreclosure is a not the best situation to be in. Once the notices start coming and the phone starts ringing you can't really keep hiding. Your going to hear from lots of people who claim that they can help you. These calls are from organizations and companies that have their own motives and goals. Beware, in desperate times even a good sales pitch may sound like a... Sun, 28 Jun 2009 14:22:58 +0000 http://www.artipot.com/articles/378838/home-foreclosure-who-the-heck-is-calling-my-house-and-why.htm http://www.artipot.com/articles/378760/know-your-rights-about-home-foreclosure.htm Home foreclosure is one of the greatest fears of families due to debt. Even though this is true we often take our bills for granted in favor of our credit cards. Before we know it bills have easily stacked up and we end up not knowing who to pay first to stop the calls, and the current economy is not making this situation any easier. Sun, 28 Jun 2009 12:12:47 +0000 http://www.artipot.com/articles/378760/know-your-rights-about-home-foreclosure.htm http://www.artipot.com/articles/378522/foreclosure-workouts-to-get-your-house-back.htm The last thing anyone wants to loose is your house. Unfortunately even though we know this fact, sometimes we tend to take our mortgage payments for granted and end up loosing our homes. In this case, a home foreclosure will happen. When a borrower fails to pay his or her mortgage for a number of payments (usually 3 or 4) the lender will issue a foreclosure by selling the... Sat, 27 Jun 2009 14:56:21 +0000 http://www.artipot.com/articles/378522/foreclosure-workouts-to-get-your-house-back.htm http://www.artipot.com/articles/377120/a-few-tips-to-avoid-foreclosure.htm A shelter from the elements is one of the most important necessities that we need for everyday living. Unfortunately not all of us have the luxury of buying a HUGE mansion. Mortgage is one of the bills that we have to pay. But we often forget them amidst the stack of credit card bills that come in the mail. Home foreclosure is one of the most common problems. Most of us have... Thu, 25 Jun 2009 13:05:19 +0000 http://www.artipot.com/articles/377120/a-few-tips-to-avoid-foreclosure.htm http://www.artipot.com/articles/377089/sscra-what-it-means-to-our-veterans-and-our-military-members.htm The Soldier and Sailor Civil Relief Act or SSCRA was signed by President Bush on December 2003. The point for this act was to set legislation to simplify or ease both legal and economic burdens to military personnel whether active or retired. Thu, 25 Jun 2009 11:56:25 +0000 http://www.artipot.com/articles/377089/sscra-what-it-means-to-our-veterans-and-our-military-members.htm http://www.artipot.com/articles/373274/are-you-a-veteran-what-is-sscra-and-are-you-covered-by-it.htm The Soldier and Sailor Civil Relief Act or SSCRA was signed by President Bush on December 2003. The point for this act was to set new legislation to simplify or ease both legal and economic burdens to military personnel whether active or retired. Thu, 18 Jun 2009 14:20:42 +0000 http://www.artipot.com/articles/373274/are-you-a-veteran-what-is-sscra-and-are-you-covered-by-it.htm http://www.artipot.com/articles/356645/6-things-to-end-credit-debt.htm If you want to get out of credit card debt, it takes action on your part. So whether or not you are being swallowed by the sink hole of credit card debt or you are just starting out to dig yourself into credit card debt - you have to take action before it's too late in order to be come debt free. Sun, 24 May 2009 15:34:01 +0000 http://www.artipot.com/articles/356645/6-things-to-end-credit-debt.htm http://www.artipot.com/articles/355232/guide-to-buying-forclosure-real-estate.htm We have all heard the old saying that "one man's trash is another man's treasure." Now while foreclosure is considered a tragedy it can also be a blessing for the real estate investor. Residential real estate is also expensive. Prices vary from one place to another. This is a major reason somemany take a look or start investing with foreclosure real estate. Fri, 22 May 2009 05:36:49 +0000 http://www.artipot.com/articles/355232/guide-to-buying-forclosure-real-estate.htm http://www.artipot.com/articles/355228/buying-foreclosed-real-estate.htm One man's trash is another man's treasure. While home foreclosure can be a tragedy it can also be a blessing for others. Gas prices are not the only prices that continue to rise. Residential properties are also expensive. Their prices also vary from one place to another. Due to this other people take advantage of foreclosure auctions. Fri, 22 May 2009 05:19:51 +0000 http://www.artipot.com/articles/355228/buying-foreclosed-real-estate.htm http://www.artipot.com/articles/348277/home-foreclosure-pros-and-cons-of-buying-a-pre-foreclosure.htm When looking for a place to call home, it is always best to buy the property you like than to look for a great foreclosure deal. However, it is even better if you can find a good mix of both. Tue, 12 May 2009 13:51:59 +0000 http://www.artipot.com/articles/348277/home-foreclosure-pros-and-cons-of-buying-a-pre-foreclosure.htm http://www.artipot.com/articles/333308/foreclosure-working-with-your-lender-to-avoid-it.htm If your home is on the verge of foreclosure or you fear the chance of it, you certainly will do any possible means to save it. But the problem is how you will do it? The first step, is going to your lender and asking for help. Mon, 20 Apr 2009 16:09:21 +0000 http://www.artipot.com/articles/333308/foreclosure-working-with-your-lender-to-avoid-it.htm http://www.artipot.com/articles/332034/3-ways-to-improve-your-fico-score.htm Once upon a time you could walk into a bank and get a loan on a handshake and your honor. This was when you actually dealt with a person and were seen as more than a number on a spread sheet. Now it?s all about your FICO score. Sat, 18 Apr 2009 15:28:50 +0000 http://www.artipot.com/articles/332034/3-ways-to-improve-your-fico-score.htm http://www.artipot.com/articles/330435/info-for-the-new-real-estate-investor.htm So you have decided to increase your personal wealth, and you lokking at real estate a a means to get there...good for you! some times people get over whelmed by the amount of information that is out there on the subject. Dont let this get to you. if you invest well, you will be rewarded with returns for years. Thu, 16 Apr 2009 17:01:44 +0000 http://www.artipot.com/articles/330435/info-for-the-new-real-estate-investor.htm http://www.artipot.com/articles/330287/need-more-web-traffic.htm Everyone who has a website wants more needs more traffic. The problem is not all traffic is created equal. A lot of webmasters get so lost in the search for more traffic they lose the focus on if that traffic has any real value. Thu, 16 Apr 2009 15:20:35 +0000 http://www.artipot.com/articles/330287/need-more-web-traffic.htm http://www.artipot.com/articles/330023/the-3-tools-every-real-estate-investor-needs.htm I am always being asked. "Doc what advice can you give me that will help me with investing. What tricks of the trade or inside tidbits can you share with me?? The best answer is you need to develop a "toolbox". Thu, 16 Apr 2009 10:33:18 +0000 http://www.artipot.com/articles/330023/the-3-tools-every-real-estate-investor-needs.htm http://www.artipot.com/articles/327194/how-to-judge-an-offer-when-your-house-is-on-the-market.htm So you decided to sell your home, you have interviewed several real estate agents, picked the best agent, and have listed your home. There have been several open houses and some interest and you have finally received an offer. How do you tell if this is a good offer or not? Of course, your agent will help in that department, but, remember, they are there to sell your home... Sun, 12 Apr 2009 18:01:54 +0000 http://www.artipot.com/articles/327194/how-to-judge-an-offer-when-your-house-is-on-the-market.htm http://www.artipot.com/articles/316821/do-not-invest-in-real-estate-unless-you-want-to-make-long-term-money.htm Have you heard these "bits of advice"????This is not a good time to look at property investment? Now is not a good time to invest in the stock market? Now is not a good time to buy oil futures? We have heard this from every "GURU" on the nightly news. Just because everyone is screaming it...does not make it true. Now is the time to go against the flow of popular opinion and... Mon, 30 Mar 2009 16:45:20 +0000 http://www.artipot.com/articles/316821/do-not-invest-in-real-estate-unless-you-want-to-make-long-term-money.htm http://www.artipot.com/articles/316764/what-are-the-most-common-foreclosure-scams.htm Home foreclosure is becoming a far more common problem now then it was just a few years ago. Often it originates from one missed payment which soon spirals out of control. Before you know it you have missed three or four payments and the mortgage lender or bank wants you to pay everything you owe all at once, right then and there. Often this is a major burden to the... Mon, 30 Mar 2009 15:05:00 +0000 http://www.artipot.com/articles/316764/what-are-the-most-common-foreclosure-scams.htm http://www.artipot.com/articles/312602/got-the-foreclosure-notice-now-what.htm Foreclosures are a nasty "monsters", apart from the worry and stress of possibly losing all you own, is the fact that you lose all control over the sale process. Not to mention your self image takes a heck of a beating. Wed, 25 Mar 2009 08:54:11 +0000 http://www.artipot.com/articles/312602/got-the-foreclosure-notice-now-what.htm http://www.artipot.com/articles/305320/where-to-look-for-foreclosures.htm In a down real estate market, finding foreclosed homes is easy. To make your search easier, here is the list of the places where you can find foreclosures. Mon, 16 Mar 2009 17:09:24 +0000 http://www.artipot.com/articles/305320/where-to-look-for-foreclosures.htm http://www.artipot.com/articles/298135/real-estate-during-a-poor-market.htm First let's establish a few ground rules for this article. Fri, 06 Mar 2009 13:08:23 +0000 http://www.artipot.com/articles/298135/real-estate-during-a-poor-market.htm http://www.artipot.com/articles/297229/what-is-foreclosure.htm Your mortgage is the most important bill we have to pay every month. Besides credit card bills, we also have to make sure we don't miss our other monthly payments. Unfortunately paying with plastic makes it difficult to track our expenses and easier to splurge on shopping sprees. When we fail to pay the mortgage; foreclosure happens and we lose our home. Thu, 05 Mar 2009 13:50:49 +0000 http://www.artipot.com/articles/297229/what-is-foreclosure.htm http://www.artipot.com/articles/294028/what-to-look-for-in-a-bargin-property.htm Home foreclosures and fixer-uppers have long been a focus of many real estate investors looking to make big profits. Of course, if the target property doesn't meet certain criteria, an investor can lose their investment as well as any profit that was to be gained Sun, 01 Mar 2009 16:36:50 +0000 http://www.artipot.com/articles/294028/what-to-look-for-in-a-bargin-property.htm http://www.artipot.com/articles/293928/the-art-of-real-estate-investing-for-long-term-gain.htm The real estate market has dropped out. Prices are falling around your ears. So does this mean that you should get out of property investing? No this is actually a great opportunity to increase your portfolio. When you are buy real estate it does not really matter where the market is, unless you are considering selling in the short term. If you are holding long term then you... Sun, 01 Mar 2009 13:04:17 +0000 http://www.artipot.com/articles/293928/the-art-of-real-estate-investing-for-long-term-gain.htm http://www.artipot.com/articles/278368/facts-about-a-home-equity-loan.htm Home equity loans can be a fast source of cash. However, before start the process of drawing out a loan out of the equity of your property; make sure you read all the fine print. Wed, 04 Feb 2009 19:59:46 +0000 http://www.artipot.com/articles/278368/facts-about-a-home-equity-loan.htm http://www.artipot.com/articles/263306/what-is-a-reverse-mortgage-do-i-want-one.htm If you have already heard the term reverse mortgage, it still sounds a little odd. If this is the first time you are hearing the term, it will probably sound like some kind of shady deal. Reverse mortgages are becoming more popular these days, but are they scams or are they legitimate?Is it really possible to sell your house back to the bank and still retain the deed to it?... Wed, 07 Jan 2009 22:57:10 +0000 http://www.artipot.com/articles/263306/what-is-a-reverse-mortgage-do-i-want-one.htm http://www.artipot.com/articles/262469/what-is-a-reverse-mortgage-do-i-want-it.htm If you have already heard the term reverse mortgage, it still sounds a little odd. If this is the first time you are hearing the term, it will probably sound like some kind of shady deal. Reverse mortgages are becoming more popular these days, but are they scams or are they legitimate?Is it really possible to sell your house back to the bank and still retain the deed to it?... Tue, 06 Jan 2009 22:50:16 +0000 http://www.artipot.com/articles/262469/what-is-a-reverse-mortgage-do-i-want-it.htm