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    <title>Artipot: Joseph Ryan's Latest Articles</title>
    <link>http://www.artipot.com/authors/13401/joseph-ryan/</link>
    <description>Latest articles by Joseph Ryan from Artipot - your one-stop resource for free articles.</description>
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      <title>Home Refinancing</title>
      <link>http://www.artipot.com/articles/368231/home-refinancing.htm</link>
      <description>If you've been considering home refinancing but aren't sure about how to proceed, read on.</description>
      <pubDate>Wed, 10 Jun 2009 13:19:03 +0000</pubDate>
      <guid>http://www.artipot.com/articles/368231/home-refinancing.htm</guid>
    </item>
    <item>
      <title>Internet Dating Primer</title>
      <link>http://www.artipot.com/articles/340959/internet-dating-primer.htm</link>
      <description>Internet dating is an amazing phenomenon. Nowadays, Internet dating sites in the U.S. are getting over 60 million visitors a month. There are now many hundreds of dating sites on the Web. Why such tremendous growth in this business? Simply because it's an easy, efficient way to meet members of the opposite sex. Anyway, it certainly has to beat the old-style singles services,...</description>
      <pubDate>Sun, 03 May 2009 18:46:33 +0000</pubDate>
      <guid>http://www.artipot.com/articles/340959/internet-dating-primer.htm</guid>
    </item>
    <item>
      <title>How to Refinance Your Home</title>
      <link>http://www.artipot.com/articles/288468/how-to-refinance-your-home.htm</link>
      <description>Considering home refinancing but not sure about how to proceed? This article is for you.</description>
      <pubDate>Sat, 21 Feb 2009 23:38:33 +0000</pubDate>
      <guid>http://www.artipot.com/articles/288468/how-to-refinance-your-home.htm</guid>
    </item>
    <item>
      <title>Online Dating</title>
      <link>http://www.artipot.com/articles/252167/online-dating.htm</link>
      <description>Internet dating is an amazing phenomenon. Nowadays, Internet dating sites in the U.S. are getting over 60 million visitors a month. There are now many hundreds of dating sites on the Web. Why such tremendous growth in this business? Simply because it's an easy, efficient way to meet members of the opposite sex. Anyway, it certainly has to beat the old-style singles services,...</description>
      <pubDate>Thu, 18 Dec 2008 15:01:47 +0000</pubDate>
      <guid>http://www.artipot.com/articles/252167/online-dating.htm</guid>
    </item>
    <item>
      <title>Purchasing Auto Insurance On the Web</title>
      <link>http://www.artipot.com/articles/234316/purchasing-auto-insurance-on-the-web.htm</link>
      <description>Are auto insurance agents a dying breed? At present, auto insurance is one of those service businesses that are becoming more and more dominated by Web-based providers.</description>
      <pubDate>Tue, 18 Nov 2008 22:31:27 +0000</pubDate>
      <guid>http://www.artipot.com/articles/234316/purchasing-auto-insurance-on-the-web.htm</guid>
    </item>
    <item>
      <title>Researching Public Records</title>
      <link>http://www.artipot.com/articles/225947/researching-public-records.htm</link>
      <description>In the United States, public records constitute a vast reservoir of information, but one that has seemed quite remote and hard to access for most people in the past. Why? -- because these billions of records used to be available only at county courthouses and state and federal agencies. That is, in the past, you had to physically hoof it over to your local courthouse and...</description>
      <pubDate>Wed, 29 Oct 2008 13:31:14 +0000</pubDate>
      <guid>http://www.artipot.com/articles/225947/researching-public-records.htm</guid>
    </item>
    <item>
      <title>Tutorial on Workers' Compensation</title>
      <link>http://www.artipot.com/articles/216952/tutorial-on-workers-compensation.htm</link>
      <description>Did you know that almost every business that has employees other than the owner is required by state law to carry workers' comp? But you need to be careful in choosing a policy. The fact is many insurance companies can get remarkably tricky when it comes to writing policies - in their bag of tricks are such ploys as classifying the type of work your employees do incorrectly,...</description>
      <pubDate>Sun, 12 Oct 2008 08:23:41 +0000</pubDate>
      <guid>http://www.artipot.com/articles/216952/tutorial-on-workers-compensation.htm</guid>
    </item>
    <item>
      <title>Navigating the Criminal Records Maze</title>
      <link>http://www.artipot.com/articles/212858/navigating-the-criminal-records-maze.htm</link>
      <description>Did you realize that, in many countries worldwide, conducting a criminal record search is extremely difficult, if not impossible?</description>
      <pubDate>Fri, 03 Oct 2008 19:11:22 +0000</pubDate>
      <guid>http://www.artipot.com/articles/212858/navigating-the-criminal-records-maze.htm</guid>
    </item>
    <item>
      <title>Online Background Checks</title>
      <link>http://www.artipot.com/articles/205432/online-background-checks.htm</link>
      <description>Perhaps you've never considered using the Internet to run a background check. Neither did I until I tried it. But it's not really difficult if you know how, and it's free.</description>
      <pubDate>Sat, 20 Sep 2008 15:24:08 +0000</pubDate>
      <guid>http://www.artipot.com/articles/205432/online-background-checks.htm</guid>
    </item>
    <item>
      <title>Student Financial Aid Tutorial</title>
      <link>http://www.artipot.com/articles/196323/student-financial-aid-tutorial.htm</link>
      <description>It now costs around $33,000 a year on average to attend a private university, and around $14,000-$16,000 to attend a public university. Where's a middle-class family supposed to get all that money? That's what this report is about.</description>
      <pubDate>Thu, 04 Sep 2008 10:44:23 +0000</pubDate>
      <guid>http://www.artipot.com/articles/196323/student-financial-aid-tutorial.htm</guid>
    </item>
    <item>
      <title>Shopping on the Web</title>
      <link>http://www.artipot.com/articles/195692/shopping-on-the-web.htm</link>
      <description>Why in the world would you shop online? -- actually, there are three good reasons. One, convenience. Two, selection (you can usually find exactly what you want). And three, and probably the most important, bargains. You can find incredible bargains online and over time save yourself a lot of money.</description>
      <pubDate>Wed, 03 Sep 2008 11:00:38 +0000</pubDate>
      <guid>http://www.artipot.com/articles/195692/shopping-on-the-web.htm</guid>
    </item>
    <item>
      <title>Online Asset Search</title>
      <link>http://www.artipot.com/articles/195022/online-asset-search.htm</link>
      <description>Occasionally in life it really helps to be able to find out what somebody's worth financially, i.e, to conduct an asset search. For example, maybe you're considering going into business with somebody, or maybe you're becoming romantically involved with him/her.</description>
      <pubDate>Tue, 02 Sep 2008 13:57:29 +0000</pubDate>
      <guid>http://www.artipot.com/articles/195022/online-asset-search.htm</guid>
    </item>
    <item>
      <title>People Search Online</title>
      <link>http://www.artipot.com/articles/193999/people-search-online.htm</link>
      <description>Need to locate an old friend, associate, relative, or lover whom you haven't seen in months or years? Read on.</description>
      <pubDate>Sat, 30 Aug 2008 14:42:12 +0000</pubDate>
      <guid>http://www.artipot.com/articles/193999/people-search-online.htm</guid>
    </item>
    <item>
      <title>RESEARCHING A CRUISE</title>
      <link>http://www.artipot.com/articles/185429/researching-a-cruise.htm</link>
      <description>Cruising makes for a great vacation, no doubt about it. Cost is reasonable and relaxation is guaranteed, but how do you decide which cruise vacation is best for you? There are hundreds of choices and many decisions to make before you can settle back with your pina colada and watch the ocean glide past.</description>
      <pubDate>Sat, 16 Aug 2008 03:59:45 +0000</pubDate>
      <guid>http://www.artipot.com/articles/185429/researching-a-cruise.htm</guid>
    </item>
    <item>
      <title>REFINANCING YOUR HOME</title>
      <link>http://www.artipot.com/articles/184163/refinancing-your-home.htm</link>
      <description>Thinking of home refinancing but unsure about how to proceed? This article is for you.</description>
      <pubDate>Thu, 14 Aug 2008 09:53:58 +0000</pubDate>
      <guid>http://www.artipot.com/articles/184163/refinancing-your-home.htm</guid>
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