http://www.artipot.com/authors/11470/martin-sejas/ Latest articles by Martin Sejas from Artipot - your one-stop resource for free articles. http://www.artipot.com/articles/281239/3-simple-steps-for-consolidating-credit-card-debt.htm There are a lot of people out there today that have decided to consolidate their credit card debt so that paying it off becomes easier. Nevertheless, at the same time, there are people who have not the slightest idea about how credit card debt consolidation can work for them as well as people who are not doing it properly. Tue, 10 Feb 2009 16:38:54 +0000 http://www.artipot.com/articles/281239/3-simple-steps-for-consolidating-credit-card-debt.htm http://www.artipot.com/articles/281210/the-3-step-personal-debt-reduction-method.htm Currently personal debt reduction is one of the primary aims of many people today given the poor economic situation. While most of us know that it's important to reduce personal debt, some of us have no idea where to start or how to do it correctly and effectively. Hence, I have come up with 3 steps that can be easily used by anyone to reduce their personal debt. Tue, 10 Feb 2009 16:07:43 +0000 http://www.artipot.com/articles/281210/the-3-step-personal-debt-reduction-method.htm http://www.artipot.com/articles/281205/the-3-simple-steps-to-personal-debt-relief.htm Currently there are a lot of people who are in real need of personal debt relief. Debt recalls are higher than ever before, and despite reduced interest rates it is more difficult to pay back our debt. Despite this situation, one should not panic, because there are 3 simple steps you can take right now to be on your way to personal debt relief. Tue, 10 Feb 2009 15:57:21 +0000 http://www.artipot.com/articles/281205/the-3-simple-steps-to-personal-debt-relief.htm http://www.artipot.com/articles/235490/what-is-wrong-with-arsenal.htm Arsenal fans, like me and my colleague Rayed, this season have experienced a series of emotions. From the highs of smashing Fenerbache, Sheffield United, Blackburn and Porto, to the lows of playing poorly against weaker teams such as Fulham, Hull and now Stoke. So what is wrong with Arsenal? Thu, 20 Nov 2008 03:54:37 +0000 http://www.artipot.com/articles/235490/what-is-wrong-with-arsenal.htm http://www.artipot.com/articles/231058/why-a-2010-world-cup-prediction-doesnt-require-rocket-science.htm The World Cup draw in Durban is only 400 days away now! I thought it'd be a good opportunity to think about which teams names will be in those little balls to be drawn out for the groups for 2010. Here are my predictions and why I think each team should be there. Thu, 13 Nov 2008 11:38:13 +0000 http://www.artipot.com/articles/231058/why-a-2010-world-cup-prediction-doesnt-require-rocket-science.htm http://www.artipot.com/articles/223296/mourinho-to-replace-ferguson-at-manchester-united.htm The end is near for Sir Alex Ferguson at the Red Devils and in a couple of years a Portuguese magician by the name of Jose Mourinho will overtake him. Thu, 23 Oct 2008 10:52:13 +0000 http://www.artipot.com/articles/223296/mourinho-to-replace-ferguson-at-manchester-united.htm http://www.artipot.com/articles/221897/daniel-another-gem-from-elton-john-to-the-world.htm "Daniel" is one of Elton John's classics from his golden period in the early 70s when he could not stop producing hit after hit. So memorable, so tender, so sweet, "Daniel" is certainly a gem to treasure for all time. Tue, 21 Oct 2008 00:29:58 +0000 http://www.artipot.com/articles/221897/daniel-another-gem-from-elton-john-to-the-world.htm http://www.artipot.com/articles/221872/handle-with-care-a-true-classic-from-5-outstanding-musicians.htm The Traveling Wilburys were a supergroup composed of George Harrison, Jeff Lynne, Tom Petty, Bob Dylan and Roy Orbison formed in the late 80s. They produced 2 albums and their first single "Handle With Care" is a timeless classic from 5 very talented musicians. Mon, 20 Oct 2008 23:35:18 +0000 http://www.artipot.com/articles/221872/handle-with-care-a-true-classic-from-5-outstanding-musicians.htm http://www.artipot.com/articles/221814/arsenal-back-on-track-while-atletico-chokes.htm The return to winning ways for Arsenal seemed to be highlight of the weekend until their 2 big rivals conjured up impressive performances. Meanwhile, the Madrid derby had an incredible conclusion showcasing football at its best. Mon, 20 Oct 2008 21:40:27 +0000 http://www.artipot.com/articles/221814/arsenal-back-on-track-while-atletico-chokes.htm http://www.artipot.com/articles/220825/conmebol-uefa-farcical-as-afc-leads-by-example.htm Another international week, another domestic club coach complaining about his player's injury. Torres' injury has not pleased Benitez and he has good reason to be angry. The UEFA group qualifying system for the World Cup is both farcical and unnecessary and should look at copying the AFC's system. Sat, 18 Oct 2008 14:57:26 +0000 http://www.artipot.com/articles/220825/conmebol-uefa-farcical-as-afc-leads-by-example.htm http://www.artipot.com/articles/220747/england-wins-while-sven-screws-another-team.htm England has had its best ever start to World Cup Qualifying campaign. But it still can't put in a convincing performance. Meanwhile, Mexico is feeling the effects, pain and curse of appointing an ex-England coach. Sat, 18 Oct 2008 11:56:59 +0000 http://www.artipot.com/articles/220747/england-wins-while-sven-screws-another-team.htm http://www.artipot.com/articles/217791/england-certain-to-crumble-in-world-cup-qualifiers.htm Another international week means another interesting couple of days of international football. World Cup qualifiers dominate once again on every single continent where the race of the 32 spots is just beginning to heat up. Tue, 14 Oct 2008 01:28:55 +0000 http://www.artipot.com/articles/217791/england-certain-to-crumble-in-world-cup-qualifiers.htm http://www.artipot.com/articles/217789/why-blatters-world-cup-expansion-is-a-sham.htm I fear for the next few major world tournaments. FIFA and UEFA have clearly made some fundamental mistakes in selecting the hosts for the next few tournaments, and I can only hope that I'm proven to be wrong. Tue, 14 Oct 2008 01:24:28 +0000 http://www.artipot.com/articles/217789/why-blatters-world-cup-expansion-is-a-sham.htm http://www.artipot.com/articles/215148/ridiculous-world-cup-spots-allocation-to-be-changed.htm Sepp Blatter was in South Africa last week to check on the progress of the nation's World Cup bid. During his stay, he discussed how the World Cup qualifying quotas could change in the future so that Africa could have more places in the World Cup finals. Thu, 09 Oct 2008 03:58:02 +0000 http://www.artipot.com/articles/215148/ridiculous-world-cup-spots-allocation-to-be-changed.htm http://www.artipot.com/articles/214524/new-kid-in-town-an-eagles-classic-to-be-treasured.htm Smooth, soothing, relaxing, simply beautiful. All are adjectives that could be used to describe this great Eagles song. The highlight and strength of "New Kid In Town" is the arrangement of the singers' voices throughout. It was not an easy arrangement to make but it certainly turned out to be pretty much perfect. Wed, 08 Oct 2008 00:08:56 +0000 http://www.artipot.com/articles/214524/new-kid-in-town-an-eagles-classic-to-be-treasured.htm http://www.artipot.com/articles/214513/borderline-a-classic-dance-tune-from-madonna.htm Any collection of the all time classic songs cannot be complete without featuring the world's most successful female recording artist, Madonna. "Borderline" is one of her first major successes that launched her to super stardom. Tue, 07 Oct 2008 23:51:47 +0000 http://www.artipot.com/articles/214513/borderline-a-classic-dance-tune-from-madonna.htm http://www.artipot.com/articles/211423/essential-ingredients-no-1-no-2-for-a-killer-online-brand.htm One of the most important aspects of a killer online brand is specialization. We see it everywhere online. There are sites focused on social networking, sites focused on sport, sites focused on current affairs and sites focused on many possible themes. In addition, your brand must aim to own a word or phrase in the mind of the consumer. Tue, 30 Sep 2008 19:47:33 +0000 http://www.artipot.com/articles/211423/essential-ingredients-no-1-no-2-for-a-killer-online-brand.htm http://www.artipot.com/articles/211023/im-not-in-love-easily-the-best-10cc-song.htm If there ever was a song that completely blew me away and left me in such wonder and awe, this song is probably the one. In fact, I've lost count of the amount of times I've been tempted to declare this song, the best song ever. It's an unbelievably beautiful innovative production, a must listen! Tue, 30 Sep 2008 04:21:01 +0000 http://www.artipot.com/articles/211023/im-not-in-love-easily-the-best-10cc-song.htm http://www.artipot.com/articles/211003/take-it-to-the-limit-a-classic-eagles-song.htm I know that this is already the second Eagles song that I'm reviewing but for the best part of the day, I could not for some reason, get this song out of the head. And they say, that the best remedy is to let it all out in one way, which is what I'm going to do right now. Tue, 30 Sep 2008 03:34:53 +0000 http://www.artipot.com/articles/211003/take-it-to-the-limit-a-classic-eagles-song.htm http://www.artipot.com/articles/210784/the-single-biggest-mistake-99-of-bloggers-make.htm Aspiring bloggers, be warned. The single biggest mistake that 99% of bloggers make prevent them from making an income is choosing the wrong topic. However, the good news is that there are many ways this problem can be overcome and buried forever. Mon, 29 Sep 2008 19:45:41 +0000 http://www.artipot.com/articles/210784/the-single-biggest-mistake-99-of-bloggers-make.htm http://www.artipot.com/articles/210738/arsenal-embarrass-while-manchester-city-has-egg-on-its-face.htm The biggest surprise of the weekend and possibly the shock result of the season was the Arsenal's capitulation against Hull City at the Emirates. Manchester City also failed miserably against the odds. Mon, 29 Sep 2008 18:37:57 +0000 http://www.artipot.com/articles/210738/arsenal-embarrass-while-manchester-city-has-egg-on-its-face.htm http://www.artipot.com/articles/210334/essential-ingredients-no-3-no-4-for-a-killer-online-brand.htm Good, healthy competition must already exist in your chosen category for it to be profitable. In addition, the shape of your logo plays a key role in shaping your online success. Mon, 29 Sep 2008 00:23:59 +0000 http://www.artipot.com/articles/210334/essential-ingredients-no-3-no-4-for-a-killer-online-brand.htm http://www.artipot.com/articles/209839/dealing-with-dissent-in-a-decent-manner.htm Earlier this week, an interesting precedent was set in soccer. And it didn't happen in the big money spinning leagues of Europe, it look place in Australia's A-League. On the weekend, Brazilian player Fabiano, who plays for Melbourne Victory was sent off in disgrace for spitting at another player. And rightly so. Such action is not tolerable in society, let alone on the... Sat, 27 Sep 2008 22:08:45 +0000 http://www.artipot.com/articles/209839/dealing-with-dissent-in-a-decent-manner.htm http://www.artipot.com/articles/207676/the-one-that-you-love-a-classic-ballad-from-air-supply.htm "The One That You Love" is a classic ballad written by one of the best and most successful soft rock duos of all time, Air Supply. A number-one hit in the US, it has since became a widely recognized ballad on adult contemporary radios. Wed, 24 Sep 2008 10:53:54 +0000 http://www.artipot.com/articles/207676/the-one-that-you-love-a-classic-ballad-from-air-supply.htm http://www.artipot.com/articles/207601/manchester-united-doomsday-nears-for-some.htm Some have already moved the Manchester United doomsday clock closer to midnight. They point out that recent performances and results are enough to suggest that Manchester United's Premier League's title defence is already becoming an big uncertainty. But they are wrong. Wed, 24 Sep 2008 07:34:32 +0000 http://www.artipot.com/articles/207601/manchester-united-doomsday-nears-for-some.htm http://www.artipot.com/articles/204459/putting-the-foot-back-into-football.htm They say football is more than just a game. For many clubs and coaches it is, as they engage in verbal warfare before a ball has been kicked. And it's all one big complete distraction to the main spectacle. Thu, 18 Sep 2008 20:19:20 +0000 http://www.artipot.com/articles/204459/putting-the-foot-back-into-football.htm http://www.artipot.com/articles/202231/beckham-gone-now-meet-the-new-king.htm Last week saw the end of a legend and the arrival of a new king. You may not know him too well yet, but he will make sure that Beckham's playing days are truly over. Mon, 15 Sep 2008 17:50:42 +0000 http://www.artipot.com/articles/202231/beckham-gone-now-meet-the-new-king.htm http://www.artipot.com/articles/199250/revealed-how-paypal-cheated-become-a-colossus-online-brand.htm Paypal did not the follow the normal rules of online brand development. In fact, they plainly cheated. They left all the rest of us behind never to be caught again. Wed, 10 Sep 2008 01:12:42 +0000 http://www.artipot.com/articles/199250/revealed-how-paypal-cheated-become-a-colossus-online-brand.htm http://www.artipot.com/articles/172237/warren-buffett-the-importance-of-profit-margins.htm The fifth and final part of this series deals with the profit margin, which is traditionally an undervalued concept in finance today. Profit margin is something that many shareholders are concerned about when going through the books of their company and they always urge directors to improve profit margins. But why do they do this? Wed, 23 Jul 2008 08:09:00 +0000 http://www.artipot.com/articles/172237/warren-buffett-the-importance-of-profit-margins.htm http://www.artipot.com/articles/167224/the-most-important-ratio-in-value-investing.htm The fourth part of this series deals with the debt/equity ratio, which is another key component of Warren Buffett's legendary methodology. In fact, it is a component that the man himself treats very carefully when deciding which stocks to invest in. Just like the return on equity in the previous part of this series, it is an equation that is commonly used in finance,... Mon, 14 Jul 2008 04:02:26 +0000 http://www.artipot.com/articles/167224/the-most-important-ratio-in-value-investing.htm