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    <title>Artipot: Maria Valenzuela's Latest Articles</title>
    <link>http://www.artipot.com/authors/112737/maria-valenzuela/</link>
    <description>Latest articles by Maria Valenzuela from Artipot - your one-stop resource for free articles.</description>
    <item>
      <title>WHy Real Estate Pricing Varies</title>
      <link>http://www.artipot.com/articles/848552/why-real-estate-pricing-varies.htm</link>
      <description>Real estate pricing deals with the valuation of real estate and all the standard methods of determining the price of fixed assets apply. There are several factors that affect real estate prices or the value of the property and these factors play as an instrument in shaping the value of the home a homeowner wants to buy or the seller wants to sell.</description>
      <pubDate>Wed, 16 Mar 2011 10:26:35 +0000</pubDate>
      <guid>http://www.artipot.com/articles/848552/why-real-estate-pricing-varies.htm</guid>
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      <title>Housing Market Predictions For 2011</title>
      <link>http://www.artipot.com/articles/848544/housing-market-predictions-for-2011.htm</link>
      <description>Consumers are desperate for relief, but it seems that it's not around the corner. Real estate market is still flat because prices are constantly going up and down. Although relief and recovery is in sight, it's out of reach in 2011 as some experts predicted. Battered by negative equity from the past years? Here are some 2011 predictions that allow you to look inside that bag...</description>
      <pubDate>Wed, 16 Mar 2011 10:10:34 +0000</pubDate>
      <guid>http://www.artipot.com/articles/848544/housing-market-predictions-for-2011.htm</guid>
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      <title>Which Type Of Home Is Right For You?</title>
      <link>http://www.artipot.com/articles/847157/which-type-of-home-is-right-for-you.htm</link>
      <description>Buying a home involves a series of decisions. With all the types of homes available in the market, people are a little confused on which types is the best choice. Actually, homes are not differentiated only on their structure or the materials used, but also they are classified according to the purpose a type of house can serve to its future owners. There are different types...</description>
      <pubDate>Mon, 14 Mar 2011 10:21:35 +0000</pubDate>
      <guid>http://www.artipot.com/articles/847157/which-type-of-home-is-right-for-you.htm</guid>
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      <title>The Foreclosure Procedure</title>
      <link>http://www.artipot.com/articles/847139/the-foreclosure-procedure.htm</link>
      <description>Foreclosure is the proceeding, by a creditor, to regain property or other collateral following a default on mortgage payments. In other words, it is an action taken by the lender when a borrower stops making their home loan payments and does not contact or is not willing to receive communications from their lender</description>
      <pubDate>Mon, 14 Mar 2011 10:09:51 +0000</pubDate>
      <guid>http://www.artipot.com/articles/847139/the-foreclosure-procedure.htm</guid>
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      <title>Looking Through The Buyer's Eyes</title>
      <link>http://www.artipot.com/articles/846422/looking-through-the-buyers-eyes.htm</link>
      <description>In home buying and home selling, size of the home does not matter. A home buyer will consider calling a modest cottage his/her home where everything is in its place rather than living in a tornado-hit mansion. This means that in home selling and buying, home staging starts from having everything in good shape, repaired, neat, clean and free of clutter.</description>
      <pubDate>Sun, 13 Mar 2011 11:12:45 +0000</pubDate>
      <guid>http://www.artipot.com/articles/846422/looking-through-the-buyers-eyes.htm</guid>
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      <title>Selling Your Home: FSBO Disadvantages</title>
      <link>http://www.artipot.com/articles/846411/selling-your-home-fsbo-disadvantages.htm</link>
      <description>One major reason why homeowners choose to sell their properties all by themselves even if it means additional work is because they want to save money in real estate fees. Sales commissions typically average from 7% of the sale price of the home so by selling a property privately a homeowner can actually save thousands of dollars. And not only that, a homeowner will have...</description>
      <pubDate>Sun, 13 Mar 2011 11:07:55 +0000</pubDate>
      <guid>http://www.artipot.com/articles/846411/selling-your-home-fsbo-disadvantages.htm</guid>
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      <title>Mortgage Fraud Red Indicators</title>
      <link>http://www.artipot.com/articles/846399/mortgage-fraud-red-indicators.htm</link>
      <description>Even lying on your application is already a mortgage fraud. Perhaps your real estate agent says it's no big deal, but IT IS actually a big deal. Then you start to think it's really no bid deal because you don't know that much and it seems that you doubt about being approved on your loan application.</description>
      <pubDate>Sun, 13 Mar 2011 10:54:20 +0000</pubDate>
      <guid>http://www.artipot.com/articles/846399/mortgage-fraud-red-indicators.htm</guid>
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      <title>What Are Second Home Loans?</title>
      <link>http://www.artipot.com/articles/841904/what-are-second-home-loans.htm</link>
      <description>Owning a home is the ultimate American dream, but it has extended to owning a second home for vacations, family gatherings, or relaxation. It could be in the mountains, near the ocean or in another city.</description>
      <pubDate>Tue, 08 Mar 2011 11:11:03 +0000</pubDate>
      <guid>http://www.artipot.com/articles/841904/what-are-second-home-loans.htm</guid>
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      <title>Types Of Mortgage Loan Programs</title>
      <link>http://www.artipot.com/articles/841875/types-of-mortgage-loan-programs.htm</link>
      <description>A mortgage loan is an exceptional kind of secured loan to buy assets that must be fixed attributes like a house or a piece of land. Additionally, it is a settlement by which a loan is granted for the acquire of a home or property and the property by itself is pledged as security, or security for the loans. Banks and home loan producers offer mortgage loan loans to assist...</description>
      <pubDate>Tue, 08 Mar 2011 10:41:58 +0000</pubDate>
      <guid>http://www.artipot.com/articles/841875/types-of-mortgage-loan-programs.htm</guid>
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      <title>How To Get The Most From Your Second Homes</title>
      <link>http://www.artipot.com/articles/840512/how-to-get-the-most-from-your-second-homes.htm</link>
      <description>The property marketplace is down and maybe you are uncertain whether to sell your second home or not. Not necessarily. You now possess a hope to turn your vacation home into a getaway rental where you can even now receive income and at a similar time have a place to go in the course of the breaks.</description>
      <pubDate>Sun, 06 Mar 2011 10:46:37 +0000</pubDate>
      <guid>http://www.artipot.com/articles/840512/how-to-get-the-most-from-your-second-homes.htm</guid>
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      <title>2011 Mortgage Loan News</title>
      <link>http://www.artipot.com/articles/840494/2011-mortgage-loan-news.htm</link>
      <description>It's 2011 and you are thinking of buying a new residence but property news says there have been transformations in the mortgage curiosity rates and that has made you a little reluctant to proceed with the buying process.</description>
      <pubDate>Sun, 06 Mar 2011 10:28:01 +0000</pubDate>
      <guid>http://www.artipot.com/articles/840494/2011-mortgage-loan-news.htm</guid>
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      <title>What Happens At An Auction?</title>
      <link>http://www.artipot.com/articles/839151/what-happens-at-an-auction.htm</link>
      <description>An auction is a approach of purchasing and promoting goods or solutions by providing them up for bid, getting bids, and then marketing the item to the best bidder. There are a number of auctions that are available for the public to have interaction in - estate, farm, vehicle, rental unit, or tax auction. Most objects, including real estate attributes, are typically for sale...</description>
      <pubDate>Fri, 04 Mar 2011 17:38:36 +0000</pubDate>
      <guid>http://www.artipot.com/articles/839151/what-happens-at-an-auction.htm</guid>
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      <title>Ever Wonder How Much Your Real Estate Agent Is Making?</title>
      <link>http://www.artipot.com/articles/838899/ever-wonder-how-much-your-real-estate-agent-is-making.htm</link>
      <description>According to salary.com, a typical real estate agent in the United States receives a median salary of $36,552. This result was from a Certified Compensation Professionals' analysis from the surveyed data collected from thousands of HR departments of all sizes, industries and geographies.</description>
      <pubDate>Fri, 04 Mar 2011 10:48:55 +0000</pubDate>
      <guid>http://www.artipot.com/articles/838899/ever-wonder-how-much-your-real-estate-agent-is-making.htm</guid>
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      <title>How Does House Flipping Works?</title>
      <link>http://www.artipot.com/articles/838057/how-does-house-flipping-works.htm</link>
      <description>House flipping is a term used to describe purchasing a revenue-generating asset, specifically real estate properties, and quickly 'flipping' (selling) it for profit. It is a practice of buying real estate, making improvements and reselling it for a higher price.</description>
      <pubDate>Thu, 03 Mar 2011 10:45:39 +0000</pubDate>
      <guid>http://www.artipot.com/articles/838057/how-does-house-flipping-works.htm</guid>
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      <title>Closing Costs 101</title>
      <link>http://www.artipot.com/articles/828700/closing-costs-101.htm</link>
      <description>Closing costs are fees and other charges paid by both the buyers and sellers at closing of a real estate secured loan. These may include an appraisal fee, title search and insurance, survey, taxes, deed, recording fee, credit report charge and other costs assessed at settlement. In the buying or selling process, the deal is closed when the contract is finally executed and...</description>
      <pubDate>Sun, 20 Feb 2011 10:22:33 +0000</pubDate>
      <guid>http://www.artipot.com/articles/828700/closing-costs-101.htm</guid>
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      <title>Make Home Staging Easy</title>
      <link>http://www.artipot.com/articles/824755/make-home-staging-easy.htm</link>
      <description>Residence staging is an important marketing device that aids brokers trade their listing rapid and for top dollar. As an important portion of marketing a house, residence staging is all regarding the visible and creative attractiveness of a home which encourages prospective purchasers to see on their own living in your home. Contrary to preferred belief, home staging is...</description>
      <pubDate>Wed, 16 Feb 2011 10:34:02 +0000</pubDate>
      <guid>http://www.artipot.com/articles/824755/make-home-staging-easy.htm</guid>
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      <title>Interviewing A Real Estate Agent? Ask These Questions</title>
      <link>http://www.artipot.com/articles/823039/interviewing-a-real-estate-agent-ask-these-questions.htm</link>
      <description>Home selling and buying might seem easy. Not really. Putting up a for sale sign outside your home, listing your home in the MLS, or searching some real estate sites is not the whole story of real estate. The Real estate market is more than that. It can be exciting, but knotty and stressful especially to first time home buyers. With this fact comes a need for a real estate...</description>
      <pubDate>Mon, 14 Feb 2011 10:41:57 +0000</pubDate>
      <guid>http://www.artipot.com/articles/823039/interviewing-a-real-estate-agent-ask-these-questions.htm</guid>
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      <title>Short Sales Can Affect Credit Score</title>
      <link>http://www.artipot.com/articles/821489/short-sales-can-affect-credit-score.htm</link>
      <description>Short selling your property can affect your credit record. Nothing more, nothing less.</description>
      <pubDate>Sat, 12 Feb 2011 10:04:51 +0000</pubDate>
      <guid>http://www.artipot.com/articles/821489/short-sales-can-affect-credit-score.htm</guid>
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      <title>Divorce - What Happens To The House?</title>
      <link>http://www.artipot.com/articles/817816/divorce-what-happens-to-the-house.htm</link>
      <description>One very important part of the assets in a family is the marital home. However, it can be a start of contention when a divorce has been decided by the couple. Once legal proceedings have started, one of the difficult issues to resolve is what happens to the house or perhaps other real estate properties after a divorce. Both partners might have invested emotionally and...</description>
      <pubDate>Tue, 08 Feb 2011 10:04:31 +0000</pubDate>
      <guid>http://www.artipot.com/articles/817816/divorce-what-happens-to-the-house.htm</guid>
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      <title>Real Estate Blog Ideas</title>
      <link>http://www.artipot.com/articles/810809/real-estate-blog-ideas.htm</link>
      <description>There comes a point in every writer's life that nothing is worth writing anymore. Every real estate topic has been explored and writing a similar topic that has been already written by another writer is truly in a danger zone of being marked as a plagiarized article or perhaps a suspension in some of your article account. Some blame it on a condition called 'Writer's block'...</description>
      <pubDate>Tue, 01 Feb 2011 10:51:58 +0000</pubDate>
      <guid>http://www.artipot.com/articles/810809/real-estate-blog-ideas.htm</guid>
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      <title>Real Estate Blog Marketing Benefits</title>
      <link>http://www.artipot.com/articles/809405/real-estate-blog-marketing-benefits.htm</link>
      <description>"Blog" is a contraction of the phrase "web log" which is a kind of site taken care of by a person with regular entries of commentary, descriptions of events, or other materials such as images or video. It will allow customers to reflect, give ideas, and focus on various topics in the form of an online record though viewers may comment on posts.</description>
      <pubDate>Sun, 30 Jan 2011 14:30:57 +0000</pubDate>
      <guid>http://www.artipot.com/articles/809405/real-estate-blog-marketing-benefits.htm</guid>
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      <title>Home Staging and Feng Shui Tips</title>
      <link>http://www.artipot.com/articles/809200/home-staging-and-feng-shui-tips.htm</link>
      <description>At first glance, home staging and Feng Shui may look the same in their approach to selling a house. Both principles believe that a house in good shape sells quickly and profitably. And that getting rid of clutter, or having a well-lit room with pleasing arrangement all creates a nice flow in the selling process.</description>
      <pubDate>Sun, 30 Jan 2011 09:46:21 +0000</pubDate>
      <guid>http://www.artipot.com/articles/809200/home-staging-and-feng-shui-tips.htm</guid>
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      <title>Why Do You Still Need a Realtor?</title>
      <link>http://www.artipot.com/articles/805821/why-do-you-still-need-a-realtor.htm</link>
      <description>Not knowing the roles and responsibilities of a Realtor is the main reason why some people are still hesitant to hire one. Realtors are not all about how much they can get with their clients. In fact, they have more roles and duties than you think they have, but still some people have false beliefs until these days regarding their role in a real estate transaction. To make...</description>
      <pubDate>Fri, 28 Jan 2011 03:39:57 +0000</pubDate>
      <guid>http://www.artipot.com/articles/805821/why-do-you-still-need-a-realtor.htm</guid>
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      <title>Important Questions In Selling Home FSBO</title>
      <link>http://www.artipot.com/articles/803186/important-questions-in-selling-home-fsbo.htm</link>
      <description>Listing a home as for sale by owner or FSBO can be a bit daunting to some retailers. Since these folks don't have a realty company to help them sell their houses, the world-wide-web is their biggest ally. Online real estate directories are more affordable in contrast to print ads and are highly targeted. These locations enable sellers to offer far more data and add a number...</description>
      <pubDate>Wed, 26 Jan 2011 11:44:45 +0000</pubDate>
      <guid>http://www.artipot.com/articles/803186/important-questions-in-selling-home-fsbo.htm</guid>
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      <title>Internet Marketing For Real Estate</title>
      <link>http://www.artipot.com/articles/800433/internet-marketing-for-real-estate.htm</link>
      <description>The marketing methods used by Realtors in the past are different from now. So if you are selling real estate, you must be well-informed with the different internet marketing methods. Web marketing strategy is widely used by most Realtors in selling homes nowadays, so if you are looking for a Realtor to sell your property avoid working with a Realtor who are still using old...</description>
      <pubDate>Mon, 24 Jan 2011 16:35:41 +0000</pubDate>
      <guid>http://www.artipot.com/articles/800433/internet-marketing-for-real-estate.htm</guid>
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      <title>Rent To Own Cons</title>
      <link>http://www.artipot.com/articles/800389/rent-to-own-cons.htm</link>
      <description>Because buyers are required to pay extra rents each month plus upfront fees that is around 5 percent of the purchase price, the rent for for rent-to-own is higher than the usual rent . The extra payment is generally used for the down payment while the regular rent is income to the seller.</description>
      <pubDate>Mon, 24 Jan 2011 15:50:12 +0000</pubDate>
      <guid>http://www.artipot.com/articles/800389/rent-to-own-cons.htm</guid>
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      <title>How Rent To Own Works</title>
      <link>http://www.artipot.com/articles/800226/how-rent-to-own-works.htm</link>
      <description>Rent to own is becoming popular due to the current situation of credit and housing market conditions. RTO is also know as lease to purchase option, lease option, a type of owner financing or lease-to-own, rent to buy and let to buy. This real estate process relates to a real estate agreement that involves rental lease and purchase agreement where the tenant has the option to...</description>
      <pubDate>Mon, 24 Jan 2011 13:43:07 +0000</pubDate>
      <guid>http://www.artipot.com/articles/800226/how-rent-to-own-works.htm</guid>
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      <title>Why Choose Condo Living?</title>
      <link>http://www.artipot.com/articles/799245/why-choose-condo-living.htm</link>
      <description>With the coming summer heat great views on pristine beaches and awesome night lights in the metro, Condominium living is truly a great experience and it can be the best property to invest especially for your retirement. Condominiums are types of houses where in each unit is owned individually. Facilities included in a condo complex are pool and tennis court, hallways,...</description>
      <pubDate>Sun, 23 Jan 2011 14:27:53 +0000</pubDate>
      <guid>http://www.artipot.com/articles/799245/why-choose-condo-living.htm</guid>
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      <title>Why Is My Home Not Selling?</title>
      <link>http://www.artipot.com/articles/798805/why-is-my-home-not-selling.htm</link>
      <description>Are the grasses growing taller than the "For Sale" sign on your lawn? Do you have the eerie feeling that your house is getting hunted? Did you just scare your neighbor away with the 'eek' sound of your door?</description>
      <pubDate>Sun, 23 Jan 2011 11:27:35 +0000</pubDate>
      <guid>http://www.artipot.com/articles/798805/why-is-my-home-not-selling.htm</guid>
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      <title>3 Important Things To Consider In Condo Buying</title>
      <link>http://www.artipot.com/articles/798540/3-important-things-to-consider-in-condo-buying.htm</link>
      <description>Condo living has a lot of advantages. But you must be aware that in condo living, you own only your space, not the walls, the parking space, the yard, the building itself, or the land where the property is built. On the brighter side, you don't have to take care of the yard, or mow the lawn; and you have access to several amenities like pool or fitness gym.</description>
      <pubDate>Sun, 23 Jan 2011 09:24:05 +0000</pubDate>
      <guid>http://www.artipot.com/articles/798540/3-important-things-to-consider-in-condo-buying.htm</guid>
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