http://www.artipot.com/authors/1042/stephen-chua/ Latest articles by Stephen Chua from Artipot - your one-stop resource for free articles. http://www.artipot.com/articles/236844/3-mistakes-to-avoid-when-repairing-your-credit.htm Credit repair can be a tedious process and you may tempt to take short cuts here and there. This is where mistakes are being made which can cost you dearly. This article lists three of the common mistakes. Fri, 21 Nov 2008 17:13:49 +0000 http://www.artipot.com/articles/236844/3-mistakes-to-avoid-when-repairing-your-credit.htm http://www.artipot.com/articles/235404/3-financial-habits-that-can-help-your-credit-score.htm Getting into debt and having poor credit scores are often the result of poor financial habits. Here are three positive habits that you should start cultivating now. Thu, 20 Nov 2008 01:30:28 +0000 http://www.artipot.com/articles/235404/3-financial-habits-that-can-help-your-credit-score.htm http://www.artipot.com/articles/233815/when-do-you-need-to-seek-professional-credit-help.htm Although there are many credit rapir compaies that are out to cheat your money, there may be times where you need to use such a service. Find out when you need to seek professional credit help and where to find them. Tue, 18 Nov 2008 09:14:06 +0000 http://www.artipot.com/articles/233815/when-do-you-need-to-seek-professional-credit-help.htm http://www.artipot.com/articles/230995/bankruptcy-and-your-credit-score.htm A bankruptcy can badly affect your credit score more than anything else. However, it should not be avoided at all cost. Find out why in this article. Thu, 13 Nov 2008 09:07:18 +0000 http://www.artipot.com/articles/230995/bankruptcy-and-your-credit-score.htm http://www.artipot.com/articles/227863/can-credit-limit-reduction-help-your-credit-score.htm Reducing your credit limit can improve your credit score but you need to be cautious. Here are four scenarios where a credit limit reduction can help your credit score. Sat, 01 Nov 2008 17:30:45 +0000 http://www.artipot.com/articles/227863/can-credit-limit-reduction-help-your-credit-score.htm http://www.artipot.com/articles/226532/why-paying-off-debt-will-not-improve-your-credit-score-immediately.htm Many people believe that simply paying off debts will improve their credit score at once. Unfortunately, this is not true. Find out why in this article. Thu, 30 Oct 2008 15:26:10 +0000 http://www.artipot.com/articles/226532/why-paying-off-debt-will-not-improve-your-credit-score-immediately.htm http://www.artipot.com/articles/224614/where-to-get-your-credit-report.htm There are a many sources where you can get your credit reports. This article discuss a few of the legitimate sources. Sun, 26 Oct 2008 23:15:46 +0000 http://www.artipot.com/articles/224614/where-to-get-your-credit-report.htm http://www.artipot.com/articles/223730/3-harmless-activities-that-can-hurt-your-credit-score.htm There are many things that can hurt your credit score. However, most of these things are seemingly harmless activities that you undertake. This article discussed three of them. Fri, 24 Oct 2008 10:20:48 +0000 http://www.artipot.com/articles/223730/3-harmless-activities-that-can-hurt-your-credit-score.htm http://www.artipot.com/articles/223235/practice-safe-banking-and-computing-to-prevent-identity-theft.htm Identity theft is on the rise each and every year. To protect yourself from identity theft, you should always follow safe banking and financial practices. Here are six steps you can use. Thu, 23 Oct 2008 07:31:03 +0000 http://www.artipot.com/articles/223235/practice-safe-banking-and-computing-to-prevent-identity-theft.htm http://www.artipot.com/articles/223212/pay-down-your-credit-card-debts-can-improve-your-credit-score.htm One of the factors that affect your credit score is the amount of debt you have. This article explains why this is so. Thu, 23 Oct 2008 06:15:32 +0000 http://www.artipot.com/articles/223212/pay-down-your-credit-card-debts-can-improve-your-credit-score.htm http://www.artipot.com/articles/222571/protect-your-credit-score-from-identity-theft.htm If you have good financial records but still suffer from poor credit score, you may have been a victim of identity theft. Find out what identity theft is and how you can prevent it in this article. Wed, 22 Oct 2008 00:43:33 +0000 http://www.artipot.com/articles/222571/protect-your-credit-score-from-identity-theft.htm http://www.artipot.com/articles/222561/2-common-mistakes-people-make-when-trying-to-improve-credit-score.htm This article explore two common mistakes that people made when trying to improve their credit score. Wed, 22 Oct 2008 00:29:34 +0000 http://www.artipot.com/articles/222561/2-common-mistakes-people-make-when-trying-to-improve-credit-score.htm http://www.artipot.com/articles/221706/excessive-credit-is-bad-for-your-credit-score.htm Too much credit can actually hurt your credit score. This article explain why this is so and what you can do about it. Mon, 20 Oct 2008 17:53:01 +0000 http://www.artipot.com/articles/221706/excessive-credit-is-bad-for-your-credit-score.htm http://www.artipot.com/articles/220796/a-simple-way-to-improve-credit-score.htm Although no consumers know the mathematical formula that credit bureaus used to calculate your credit score, it does not mean you will be at the mercy of these credit bureaus. Here is one simple way to improve credit score. Sat, 18 Oct 2008 13:54:04 +0000 http://www.artipot.com/articles/220796/a-simple-way-to-improve-credit-score.htm http://www.artipot.com/articles/220781/develop-an-action-plan-to-fix-your-credit-score.htm If you have poor credit scores, you should try to fix it as soon as you can. This article will tell you how you can develop an action plan to fix your credit score quickly. Sat, 18 Oct 2008 13:18:24 +0000 http://www.artipot.com/articles/220781/develop-an-action-plan-to-fix-your-credit-score.htm http://www.artipot.com/articles/220152/what-to-do-if-you-are-a-victim-of-identity-theft.htm Identity theft is becoming one of the fatest growing crime. If you are a victim to identity theft, here are the steps you should take immediately. Fri, 17 Oct 2008 12:46:31 +0000 http://www.artipot.com/articles/220152/what-to-do-if-you-are-a-victim-of-identity-theft.htm http://www.artipot.com/articles/218521/6-steps-to-dispute-a-credit-report.htm As each major credit bureaus receives credit data from thousands of data providers each day, it is nearly impossible to avoid incorrect or incomplete information. The article explore the dispute process that you can use to fix incorrect records in your credit reports. Tue, 14 Oct 2008 23:24:59 +0000 http://www.artipot.com/articles/218521/6-steps-to-dispute-a-credit-report.htm http://www.artipot.com/articles/217532/how-long-do-negative-records-remain-on-your-credit-reports.htm Negative records on your credit report is damaging to your financial health. However, they do not stay there forever. This article explore some of the common negative records and their duration in your credit reports. Mon, 13 Oct 2008 18:47:21 +0000 http://www.artipot.com/articles/217532/how-long-do-negative-records-remain-on-your-credit-reports.htm http://www.artipot.com/articles/217531/4-common-flaws-on-your-credit-report.htm Your credit reports can contain flaws that remain undetected except by you yourself. This article reveal the four most common type of flaws on your credti reports. Mon, 13 Oct 2008 18:43:20 +0000 http://www.artipot.com/articles/217531/4-common-flaws-on-your-credit-report.htm http://www.artipot.com/articles/217516/will-a-secured-credit-card-raise-your-credit-score.htm Some people think that a secured credit card cannot be use to build credit. However, it can help you raise your credit score if some conditions are met. Find out what they are here. Mon, 13 Oct 2008 18:16:07 +0000 http://www.artipot.com/articles/217516/will-a-secured-credit-card-raise-your-credit-score.htm http://www.artipot.com/articles/216994/3-tips-to-improve-credit-fast.htm Many people want to improve their credit fast. Here are three easy ways to do it. Sun, 12 Oct 2008 14:01:42 +0000 http://www.artipot.com/articles/216994/3-tips-to-improve-credit-fast.htm http://www.artipot.com/articles/216988/the-5-important-factors-that-affect-your-credit-score.htm The credit score is a simple three-digit number but it is probably one of the most important number in any American's financial life. Read on to find out what affect your credit scores and what you can do about it. Sun, 12 Oct 2008 13:47:08 +0000 http://www.artipot.com/articles/216988/the-5-important-factors-that-affect-your-credit-score.htm http://www.artipot.com/articles/216105/how-to-cope-with-credit-card-debts.htm Credit card debts can be very stressing for many people. However, there are many things you can do to cope with it. This article reveal some of the things you can do now to reduce your debts and stress. Fri, 10 Oct 2008 15:15:50 +0000 http://www.artipot.com/articles/216105/how-to-cope-with-credit-card-debts.htm http://www.artipot.com/articles/204518/credit-card-application-for-people-with-bad-credit-history.htm Need a credit card but have bad credit history? Don't fret. All is not lost. Read on to learn how you can get a credit card even if you have bad credit history. Thu, 18 Sep 2008 22:44:47 +0000 http://www.artipot.com/articles/204518/credit-card-application-for-people-with-bad-credit-history.htm http://www.artipot.com/articles/203765/how-to-apply-for-a-credit-card-online-with-confidence.htm Learn how to apply for a credit card online with confidence even if you have never done it before. Wed, 17 Sep 2008 20:15:09 +0000 http://www.artipot.com/articles/203765/how-to-apply-for-a-credit-card-online-with-confidence.htm http://www.artipot.com/articles/203752/plan-your-credit-card-payment-schedule.htm If you hold more than one credit cards, you will want to do some planning first about the bill payments. Each credit card have different due dates and will affect your cashflow if you do not plan ahead. See how you can do this easily in this article. Wed, 17 Sep 2008 19:58:15 +0000 http://www.artipot.com/articles/203752/plan-your-credit-card-payment-schedule.htm http://www.artipot.com/articles/203751/credit-card-pitfalls-you-must-know-and-avoid.htm The credit card is certainly a wonderful invention. But it is not without its pitfalls. Find out what they are and how they affect you in this article. Wed, 17 Sep 2008 19:56:08 +0000 http://www.artipot.com/articles/203751/credit-card-pitfalls-you-must-know-and-avoid.htm http://www.artipot.com/articles/201964/credit-card-interest-rates-a-concise-explanation.htm Credit card interest rates can be pretty confusing. In this article, we take a look at what they are all about. And yes, there are more to it than just APR. Mon, 15 Sep 2008 02:52:26 +0000 http://www.artipot.com/articles/201964/credit-card-interest-rates-a-concise-explanation.htm http://www.artipot.com/articles/201949/does-credit-card-perks-matter.htm Does credit card perks play an important role in your seleciton of credit card? We shall look at the type of perks that credit card offers from major credit card company in this article. Mon, 15 Sep 2008 02:04:38 +0000 http://www.artipot.com/articles/201949/does-credit-card-perks-matter.htm http://www.artipot.com/articles/200569/credit-card-application-with-faster-approval.htm In today fast paced society, we want everything to be done as fast and hassle free as possible. The same apply to credit card application. Here are a few tips to make the application process smoother and fruitful. Thu, 11 Sep 2008 22:38:19 +0000 http://www.artipot.com/articles/200569/credit-card-application-with-faster-approval.htm